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Calculate your Ontario land transfer tax for any Guelph or Wellington County home purchase. The FTB rebate up to $4,000 is applied automatically — and there's no Guelph municipal LTT.
Updated 2025 · Ontario LTT · No Guelph Municipal LTT · 5-minute read
Note: Guelph and Wellington County do not charge a municipal land transfer tax — only Ontario's provincial LTT applies at closing.
| Purchase Price | Ontario LTT | After FTB Rebate | Typical Property |
|---|---|---|---|
| $500,000 | $6,475 | $2,475 | East Guelph townhome |
| $700,000 | $10,475 | $6,475 | South Guelph detached |
| $850,000 | $13,475 | $9,475 | Downtown heritage home |
| $1,000,000 | $16,475 | $12,475 | Kortright Hills premium |
| $550,000 | $7,475 | $3,475 | Fergus/Elora detached |
No — the City of Guelph does not charge a municipal land transfer tax. Only the Ontario provincial LTT applies when you purchase a home in Guelph. This is the same across all of Wellington County. By contrast, Toronto charges both provincial and city LTT, significantly increasing closing costs for Toronto buyers.
This means a buyer purchasing a $700,000 Guelph home pays $10,475 in LTT (before any rebate), compared to approximately $20,950 for a comparable Toronto home — a $10,475 advantage to buying in Guelph rather than Toronto.
After paying land transfer tax and closing costs, KOHO's $0/month account with 3% interest helps your remaining money work harder. Guelph homeowners save $130–$360/year in avoided bank fees. Use code BREMO2026 for a bonus.
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