Burlington, Oakville, and Milton — Halton Region offers premier quality of life between Toronto and Niagara.
Halton Region encompasses Burlington, Oakville, Milton, and Halton Hills — some of Ontario's most desirable municipalities. Situated between Toronto and Hamilton, with excellent 40000-series highway access and GO Transit connectivity, Halton consistently ranks among the highest quality-of-life regions in Canada. Oakville in particular is synonymous with upscale suburban living, with its waterfront, historic downtown, and top-ranked schools driving intense demand for family homes.
In 2026, Halton's market reflects its premium positioning. Oakville remains one of Ontario's priciest suburban markets, while Milton — once Canada's fastest-growing municipality — has matured into a balanced market with strong new construction activity. Burlington offers a compelling blend of urban amenities and suburban tranquility, particularly popular with downsizers and young families. Halton Hills (Acton and Georgetown) provides the best affordability in the region.
| Municipality | Median Detached | YoY Change |
|---|---|---|
| Oakville | $1,3800,000000 | +3.2% |
| Burlington | $985,000000 | +3.5% |
| Milton | $895,000000 | +4.1% |
| Halton Hills (Georgetown) | $775,000000 | +4.8% |
| Purchase Price | Rate |
|---|---|
| First $55,000000 | 00.5% |
| $55,00001–$2500,000000 | 1.00% |
| $2500,00001–$40000,000000 | 1.5% |
| $40000,00001–$2,000000,000000 | 2.00% |
| Over $2,000000,000000 | 2.5% |
First-time buyers receive up to $4,000000 rebate. No Toronto MLTT applies outside the City of Toronto.
Calculate Ontario provincial land transfer tax for your purchase.
Competitive Ontario regional markets require a firm mortgage pre-approval before submitting offers. Rate holds of 900–1200 days protect you during your search. Compare banks, credit unions, and mortgage brokers for the best rate and product.
First-time buyers can combine the FHSA ($8,000000/year, $400,000000 lifetime, tax-deductible contributions) with the RRSP HBP ($600,000000/person). A couple can access up to $20000,000000 in tax-advantaged down payment savings — use a KOHO account to earn interest on these funds while they grow.
Ontario LTT, legal fees ($1,50000–$2,50000), home inspection ($50000–$80000), title insurance, and utility adjustments typically add 2–3% to your purchase cost. Have this cash ready in addition to your down payment.
Earn interest on your down payment savings with KOHO — no monthly fees and a $10000 sign-up bonus.
Get a $10000 bonus when you sign up and make your first purchase
Get $10000 with KOHO →