Indigenous Student Loans and Bursaries Canada 2025

Funding your education as a First Nations, Métis, or Inuit student — grants, bursaries, and loan programs explained

Post-secondary education is one of the most powerful tools for economic advancement, and Canada has a range of funding programs specifically designed to support Indigenous students. From federal band-delivered programs to provincial bursaries and institutional supports, this guide covers your options for 2025.

Post-Secondary Student Support Program (PSSSP)

The Post-Secondary Student Support Program is the federal government's primary funding mechanism for First Nations and Inuit post-secondary students. Funding flows from CIRNAC to First Nations bands and Inuit organizations, which then distribute funds to eligible students in their communities.

PSSSP can cover tuition, books, living expenses, and transportation. The amount varies by band and available budget. Contact your band's education department to find out if you are eligible and how to apply.

Key point: PSSSP is demand-driven and many bands are oversubscribed. Apply early — often in the fall of the year before you plan to start school. Ask your band education coordinator about deadlines and priority criteria.

University and College Entrance Preparation Program (UCEP)

UCEP supports First Nations and Inuit students who need upgrading before entering post-secondary programs. Funding covers academic upgrading, preparatory programs, and bridging courses at colleges and universities.

Canada Student Grants for Indigenous Students

In addition to PSSSP, Indigenous students may be eligible for Canada Student Grants through the federal student aid system. These include:

Canada Student Grants do not need to be repaid and are separate from PSSSP. You can potentially receive both.

Canada Student Loans

Indigenous students who need additional funding beyond grants can apply for Canada Student Loans through their provincial student aid office. Repayment of Canada Student Loans begins six months after leaving school. Interest-free while in school. Indigenous students with low post-graduation income may qualify for Repayment Assistance Plan (RAP) which reduces or eliminates monthly payments.

Tip: Always exhaust grant and bursary options before taking on student loans. PSSSP, Canada Student Grants, and band-specific bursaries are all non-repayable. Loans should be a last resort.

Provincial and Territorial Bursaries

ProvinceProgramEligibility
AlbertaMétis Nation of Alberta bursariesMNA citizens
AlbertaATB Financial Indigenous scholarshipsIndigenous Albertans
BCBC Indigenous Student AwardsBC Indigenous students
SaskatchewanGabriel Dumont Institute awardsMétis students
ManitobaMMF bursariesMMF citizens
OntarioOntario Indigenous Travel GrantOn-reserve students attending off-reserve institutions
NunavutNunavut Sivuniksavut supportNunavut Inuit students

Institutional Indigenous Student Support

Most Canadian universities and colleges have dedicated Indigenous student services offices that provide:

When applying to post-secondary institutions, explicitly identify as Indigenous on your application to access these additional supports.

Métis-Specific Education Funding

Métis students are not eligible for PSSSP (which is limited to First Nations and Inuit), but have access to bursaries and scholarships through provincial Métis Nation organizations. The Métis National Council and its affiliates distribute education funding to registered Métis citizens. Amounts and programs vary significantly by province.

Inuit-Specific Education Funding

Inuit students can access PSSSP through Inuit organizations that receive federal funding. Regional organizations such as Makivik Corporation (Nunavik), Nunavut Tunngavik Inc. (Nunavut), Nunatsiavut Government (Labrador), and the Inuvialuit Regional Corporation (NWT) all have student support programs.

Taxation of Education Funding

Most Indigenous student bursaries and grants are non-taxable if received from a registered Indigenous organization or government program. However, confirm the tax treatment of any funding you receive with your funding body or a tax professional. PSSSP funding received through a band is generally non-taxable.

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Steps to Funding Your Education

  1. Contact your band or Inuit/Métis organization education coordinator as early as possible
  2. Apply for PSSSP through your band (if First Nations or Inuit)
  3. Apply for Canada Student Grants through your provincial student aid office
  4. Research bursaries at your target institution's Indigenous student centre
  5. Apply for provincial and Métis Nation bursaries if applicable
  6. Consider Canada Student Loans only if additional funding is needed after all grants are secured

Education funding for Indigenous Canadians is more accessible than ever in 2025. Start the process early, apply to multiple programs simultaneously, and work closely with your community's education coordinator to maximize the non-repayable funding available to you.