Verified April 2026
$100

Free KOHO Signup Bonus — How to Claim It in Canada

⏱

Tax Deadline: April 30, 2026

Get your CRA refund 2-3 days faster — set up direct deposit to KOHO (free account, code BREMO2026 for $100 bonus).

Get KOHO Free →

Use referral code BREMO2026, spend $20 on your card, and get $100 deposited into your KOHO account. Free account, no credit check, 3 minutes to sign up.

BREMO2026
Claim $100 Free →

The Math: What You Actually Get

Account fee (monthly)$0
Minimum balance required$0
Credit check requiredNone
Spend requirement to unlock bonus$20 (any purchase)
Signup bonus received$100
Your net gain$100 profit

How to Get the $100 KOHO Bonus

1

Click the Bremo referral link

The $100 bonus is attached to the referral link — not just the code. Click the button on this page to go directly to KOHO's signup via bremo.io/go/koho.

2

Create your free KOHO account

Enter your name, email, and a password. No credit check is run. You need to be a Canadian resident 18 or older with a valid SIN.

3

Enter code BREMO2026

When KOHO asks for a referral code, type BREMO2026. This links your account to the $100 bonus offer.

4

Make a $20 purchase

Use your KOHO virtual card (instantly available via Apple Pay / Google Pay) to make any purchase of $20 or more within your first 30 days. Tap-to-pay at a coffee shop counts.

5

$100 lands in your account

Within 1-2 business days of hitting the spend threshold, $100 is deposited into your KOHO balance. You can spend it, transfer it, or save it.

Get $100 Free →

KOHO vs. Other Canadian Bank Bonuses — April 2026

Bank / AppBonusMonthly FeeCode
KOHO Essential$100 signup bonus$0/monthBREMO2026
Neo Financial$50 signup bonus$0/monthJ4C9H3K5
Simplii Financial$400 (limited time)$0/monthN/A (promo)
Tangerine$250 (limited time)$0/monthN/A (promo)
RBC$300 (limited time)$11.95/monthN/A (promo)
TD$350 (limited time)$10.95/monthN/A (promo)

Note: Big bank bonuses require keeping a high minimum balance for several months. KOHO's $100 requires only a $20 purchase.

Frequently Asked Questions

How do I get $100 from KOHO?
Sign up at bremo.io/go/koho and enter code BREMO2026. Spend $20 with your KOHO card within 30 days. The $100 bonus is automatically deposited.
Is the KOHO $100 bonus real?
Yes. This is a genuine offer from KOHO Financial (backed by Peoples Bank of Canada). The $100 is real money deposited directly into your KOHO balance — not points, not credit, actual dollars.
What is the catch with the KOHO $100?
The only requirement is spending $20 within your first 30 days. You were probably going to spend $20 on something anyway — groceries, gas, coffee. There is no annual fee, no minimum balance, and no monthly charge.
Can I withdraw the $100 bonus?
Yes. The $100 is deposited into your KOHO spendable balance. You can use it anywhere Visa is accepted, transfer it to another bank account via e-Transfer, or simply keep it in your KOHO account.
Does the code work if I already have KOHO?
No — referral codes apply only to new KOHO accounts. If you already have KOHO, you are not eligible for this signup bonus.
Can I stack this with the Neo Financial $50 bonus?
Yes. Sign up for KOHO with code BREMO2026 ($100) and then separately sign up for Neo Financial with code J4C9H3K5 ($50). Both accounts are free and compatible.
$100

Your bonus is waiting. Takes 3 minutes.

Code: BREMO2026 · Link: bremo.io/go/koho · Spend $20 · Get $100

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Bremo earns a referral commission. Offer subject to KOHO terms. Verified April 2026.