Looking for the official 2026 promo code? See the full BREMO2026 KOHO promo page →
April 30 Deadline — 6 days left
Step-by-step: KOHO direct deposit for fastest CRA refund →

KOHO Referral Code 2026:
Get $20 Free When You Sign Up

Use the verified Bremo referral code below when creating your KOHO account. No monthly fees. No minimum balance. Cashback on every purchase.

Your KOHO Referral Code
BREMO2026
Enter this code at sign-up to unlock your $20 bonus after your first eligible transaction.
Claim $20 — Sign Up Free
Tap to copy: BREMO2026
How to Use the KOHO Referral Code
1

Click the link below

Use our referral link to open KOHO's sign-up page. The code is already pre-filled.

2

Enter code BREMO2026

If prompted, type the code manually. It unlocks your $20 bonus at checkout.

3

Fund your account

Add money via e-Transfer or direct deposit. Takes under 5 minutes to get started.

4

Collect your bonus

Make your first eligible purchase and the $20 lands in your KOHO account automatically.

Why Canadians Are Switching to KOHO
0

Zero monthly fees

No minimum balance. No hidden charges. Keep everything you earn.

%

Automatic cashback

Earn cashback on groceries, restaurants, and transport on every purchase.

48h

CRA refund in 48 hours

Set CRA direct deposit to KOHO and get your tax refund 2-3 weeks faster than a cheque.

5%

Save at 5% interest

KOHO Cover savings earn up to 5% on your balance — no GIC lock-in required.

+

Credit building

KOHO Credit Builder helps you improve your credit score for $7/month with no risk.

CA

CDIC insured

KOHO is a prepaid Mastercard backed by Peoples Bank, a CDIC member institution.

KOHO Referral Code — Frequently Asked Questions
What is the KOHO referral code for 2026?
The verified KOHO referral code for April 2026 is BREMO2026. Enter it during sign-up to receive a $20 bonus after your first eligible transaction.
How does the KOHO referral code work?
When you sign up using a referral code, KOHO credits $20 to your account after you complete your first eligible purchase or e-Transfer. The referral code must be entered at sign-up — it cannot be applied after the account is created.
Is the KOHO referral code the same as a promo code?
Yes. KOHO uses "referral code" and "promo code" interchangeably. The code BREMO2026 works as both — it gives you $20 free when you sign up and make your first eligible purchase.
Can I use a KOHO referral code if I already have an account?
No. Referral codes are only for new KOHO accounts. If you have an existing account, you can share your own referral code with friends and earn a bonus when they sign up.
Is KOHO safe and legitimate in Canada?
Yes. KOHO is a Canadian fintech company that partners with Peoples Bank of Canada, a CDIC member institution. Your funds are held at a regulated bank and are eligible for CDIC deposit insurance up to $100,000.
Does KOHO have monthly fees?
KOHO's Essential plan has no monthly fee. There are optional paid plans (Extra at $9/month, Everything at $19/month) that offer higher cashback rates and additional features, but the basic account is 100% free.

Ready to Claim Your $20?

Use referral code BREMO2026 when you sign up. Takes 5 minutes.

Open KOHO Free — Get $20

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