Use promo code BREMO2026 at signup. KOHO is Canada's no-fee chequing replacement: tap-to-pay Mastercard, up to 5% cash back, up to 5% interest, credit building, all in one app.
Real money in your KOHO account within 7 days of qualifying. Spend it on whatever you want.
Premium tier free for 90 days. Top-tier cash back, 5% interest, credit builder, travel insurance.
On groceries, transit, food & drink when you Boost. Real Mastercard cash, not points.
On your entire balance with the Everything tier. No separate savings account required.
Four steps. Real Canadian fintech. CDIC-eligible. No phone calls. No paperwork. Just a free no-fee account and a $20 head start.
Tap the code in the offer card. We'll copy it to your clipboard automatically.
BREMO2026 auto-applies at signup. Confirm it shows in the promo field.
Quick selfie + ID photo. ~2 minutes. KOHO is a regulated Canadian fintech.
Add at least $20 to your account, spend $20+, and your bonus credits within 7 days.
Promo code BREMO2026 unlocks 3 months of Everything (the top tier) free. After 90 days you can stay, downgrade, or cancel without losing your account.
No-fee Canadian banking, the BREMO2026 promo applied, and 3 months of the premium tier on the house.
Bremo.io is an affiliate of KOHO Financial Inc. and may receive compensation when readers open a KOHO account through links on this page. Promo code BREMO2026 is partner-tracked via Impact.com and triggers KOHO's published $20 sign-up bonus plus 3 months of KOHO Everything plan free for eligible new Canadian accounts. To qualify for the $20 bonus you must: be a Canadian resident with a valid SIN, complete KOHO's identity verification, fund your KOHO account with at least $20, and spend $20 or more with your KOHO card within KOHO's stated qualifying period. KOHO Everything plan free trial reverts to the regular $19/month rate after 90 days unless cancelled. Eligible KOHO deposits are insured by the Canada Deposit Insurance Corporation through Peoples Trust Company. KOHO is a trademark of KOHO Financial Inc.; this page is operated by Bremo.io and is not endorsed by KOHO.
Last updated: 2026-06-02. Page operated by Bremo.io. See also: /kohocode · /monica · /lauren · /amos