Lake Country BC Property Transfer Tax 2025

PTT rates and calculations for Lake Country, Winfield, and Oyama BC real estate purchases.

PTT Calculator

1% on first $200K:$0
2% on $200K–$2M:$0
3% on $2M–$3M:$0
5% over $3M:$0
Exemption:$0
Total PTT:$0

Lake Country is a semi-rural municipality north of Kelowna on the shores of Wood Lake and Kalamalka Lake. Known for its orchards, vineyards, and relaxed lifestyle, Lake Country attracts buyers seeking more space and a quieter Okanagan experience than Kelowna. Home prices range from $600,000 for townhouses to $2 million+ for lakefront properties.

Lake Country is within the Regional District of Central Okanagan and follows standard BC PTT rules. The area has seen significant new development, particularly in the Oceola and Glenmore neighbourhoods, with many new homes priced near the $835,000 first-time buyer exemption threshold.

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BC PTT Rates Summary

Price RangeRate
First $200,0001%
$200,001 – $2,000,0002%
$2,000,001 – $3,000,0003%
Over $3,000,0005%

First-Time Buyer PTT Exemptions

BC first-time buyers can claim a full PTT exemption on new homes priced at or below $835,000 and a partial exemption for new homes between $835,000 and $860,000. For resale homes, the full exemption applies up to $500,000 and partial exemption up to $525,000. Buyers must be Canadian citizens or permanent residents, have never owned a home anywhere, and intend to occupy the property as a principal residence.

Is PTT the same everywhere in BC?

Yes. BC property transfer tax rates are set by the provincial government and are identical across all municipalities including this community.

When is PTT due?

PTT is due at the completion of your real estate transaction. Your BC notary or lawyer collects the funds and remits them to the Province at closing.

Estimates only. Not legal or tax advice. Consult a BC notary for your specific transaction.