2026 Ontario LTT Calculator · First-Time Buyer Rebate · York Region
Buying in Aurora means you pay only Ontario's provincial land transfer tax — there is no Toronto Municipal Land Transfer Tax (MLTT) here. At the Aurora median of $1,050,000, a buyer in Toronto would pay approximately $34,950 in combined LTT, while a Aurora buyer pays just $17,475 — a saving of $17,475.
| Portion of Purchase Price | Tax Rate | Max Tax in Bracket |
|---|---|---|
| First $55,000 | 0.5% | $275 |
| $55,001 – $250,000 | 1.0% | $1,950 |
| $250,001 – $400,000 | 1.5% | $2,250 |
| $400,001 – $2,000,000 | 2.0% | $32,000 |
| Above $2,000,000 | 2.5% | Unlimited |
Ontario LTT uses a marginal bracket system — only the portion within each bracket is taxed at that rate. For a full explanation, visit our Ontario Land Transfer Tax guide.
Ontario's First-Time Homebuyer Land Transfer Tax Rebate can save you up to $4,000 on your Ontario LTT bill.
Aurora's price point is higher than much of York Region, but the Ontario LTT still offers significant savings versus Toronto. At the median of $1,050,000, a first-time buyer pays Ontario LTT of $18,475, receives the $4,000 rebate, and owes a net $14,475 at closing.
Aurora is in York Region — no Toronto MLTT applies. A $1,050,000 purchase in Toronto would cost $36,950 in combined LTT, versus just $18,475 in Aurora — a saving of $18,475.
| Scenario | Ontario LTT | Toronto MLTT | Total LTT |
|---|---|---|---|
| Buy in Aurora at $1,050,000 | $17,475 | None | $17,475 |
| Buy in Toronto at $1,050,000 | $17,475 | $17,475 | $34,950 |
| Savings by buying in Aurora | $17,475 | ||
For a full breakdown of Ontario LTT rules, visit our Ontario Land Transfer Tax guide.
Aurora is a premium York Region municipality known for its heritage downtown, strong schools, and executive home market. Located just north of Newmarket, Aurora offers quick highway access and GO Train service. Key neighbourhoods include Aurora Village, Aurora Highlands, Aurora Grove, Bayview Wellington, and Cathedral. Buyers in Aurora pay only Ontario's provincial LTT.
Use the calculator above to model the exact Ontario LTT for any purchase price in Aurora.
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No. Only the City of Toronto charges a municipal LTT on top of Ontario's provincial LTT. Since Aurora is in York Region and outside the City of Toronto's boundaries, buyers pay only the Ontario LTT.
Ontario land transfer tax is paid on closing day, typically through your real estate lawyer. It is calculated on the purchase price registered with the province.
Yes. Ontario's FTB rebate applies anywhere in the province, including Aurora. You can receive up to $4,000 back on your Ontario LTT if you have never owned a home anywhere in the world and the property will be your principal residence.
For more details, see our comprehensive Ontario Land Transfer Tax guide.