Land Transfer Tax — Brantford, ON

Ontario LTT Calculator — Brantford

Land Transfer Tax in Brantford, Ontario

Brantford — the Telephone City, birthplace of Alexander Graham Bell — is a mid-size city in southwestern Ontario that has become one of the province's most watched real estate markets. Located along the Grand River between Hamilton and Woodstock, Brantford offers significantly lower home prices than the GTA and Hamilton, attracting first-time buyers, investors, and commuters.

Brantford does not charge a municipal land transfer tax. All home purchases here are subject only to the provincial Ontario LTT, making closing costs among the most manageable in the Greater Golden Horseshoe.

Ontario LTT Rates (2024)

• 0.5% on the first $55,000
• 1.0% on $55,001–$250,000
• 1.5% on $250,001–$400,000
• 2.0% on $400,001–$2,000,000
• 2.5% on amounts over $2,000,000

Brantford's detached home prices typically range from $500,000 to $700,000, with condos and townhomes providing entry points from $350,000–$500,000. The city's growing population and ongoing development near Laurier Brantford campus continue to support demand across all price points.

First-Time Buyer Rebate

Ontario's first-time home buyer rebate offsets LTT entirely on the first $368,000 of purchase price — maximum saving of $4,000. You must never have owned a home anywhere in the world, and the property must be your primary residence.

Typical Closing Costs

• Ontario Land Transfer Tax
• Legal/notary fees: $1,200–$2,000
• Title insurance: $250–$400
• Home inspection: $400–$600
• Property tax adjustment
• Moving costs

For the complete Ontario LTT guide, visit bremo.io/ontario-land-transfer-tax.

Frequently Asked Questions

Does Brantford have a municipal land transfer tax?

No. Brantford does not have a municipal LTT. Only the provincial Ontario land transfer tax applies when you purchase a home here.

When do I pay LTT?

LTT is paid on closing day and is typically handled by your real estate lawyer as part of your closing statement.

Is Brantford a good city for first-time buyers?

Yes. Brantford's lower price points mean the provincial first-time buyer rebate of up to $4,000 covers a larger share of LTT obligations here than in more expensive Ontario markets.