Instantly calculate Ontario LTT for Brockville's real estate market — including first-time buyer rebates.
When you buy a home in Brockville, you pay Ontario's provincial land transfer tax (LTT) at closing. Brockville is not subject to any additional municipal land transfer tax — only the provincial rate applies.
| Purchase Price Portion | Tax Rate |
|---|---|
| First $55,000 | 0.5% |
| $55,001 – $250,000 | 1.0% |
| $250,001 – $400,000 | 1.5% |
| $400,001 – $2,000,000 | 2.0% |
| Over $2,000,000 | 2.5% |
Brockville sits on the St. Lawrence River in the heart of the Thousand Islands region — one of Ontario's most scenic areas and a world-class recreational destination.
The city has the highest concentration of 19th-century heritage architecture in Eastern Ontario after Kingston, with a beautifully preserved downtown along King Street.
Brockville has emerged as a retirement destination and remote worker haven, offering low home prices, waterfront access, and a genuine small-city charm. While not on the GO Train network, the community is accessible by car from the GTA within 1–2 hours.
Brockville offers among the most affordable home prices of any Ontario city on the St. Lawrence River. Detached homes in heritage neighbourhoods are well below $600,000, making LTT a manageable closing cost. The market attracts buyers from Ottawa and Montreal in addition to GTA outmigration.
At the Brockville average home price of $520,000, the Ontario land transfer tax works out to approximately $6,875. First-time buyers can offset up to $4,000 of that amount through the provincial first-time buyer (FTB) rebate, reducing their net LTT to $2,875.
Use the calculator above to enter your specific purchase price and get an instant, precise Ontario LTT calculation for Brockville.
Ontario's First-Time Home Buyer LTT Rebate provides up to $4,000 back to eligible buyers. To qualify:
In Brockville, where average prices are around $520,000, the rebate covers a meaningful portion of the total LTT bill. Use the calculator above to see your exact net cost after rebate.
One of the biggest financial advantages of buying in Leeds and Grenville County versus the Greater Toronto Area is the significantly lower land transfer tax burden. Consider:
| Location | Avg. Price | Ontario LTT | Toronto MLTT | Total LTT |
|---|---|---|---|---|
| Brockville | $520,000 | $6,875 | N/A | $6,875 |
| Toronto (avg ~$1,100,000) | $1,100,000 | $16,475 | $16,475 | $32,950 |
| Kingston (avg ~$700,000) | $700,000 | $10,475 | N/A | $10,475 |
Buying in Brockville can save you thousands of dollars in land transfer tax compared to purchasing in Toronto — money you can put toward your down payment, renovations, or an emergency fund.
Brockville was incorporated in 1832 as Ontario's first incorporated town and is named after Major-General Sir Isaac Brock, hero of the War of 1812. The Tunnel of Brockville, built in 1860, was Canada's first railway tunnel and is now a popular walking attraction.
Popular areas in Brockville include Downtown Brockville, Laurentian Hills, Stewart Boulevard corridor, and the waterfront. Home prices can vary significantly by neighbourhood — use the calculator above with your specific target price for a precise LTT estimate.
Beyond land transfer tax, Brockville buyers should budget for these closing costs:
For a comprehensive overview of Ontario LTT rules and all city calculators, visit bremo.io/ontario-land-transfer-tax. You can also explore our guide to the best banks in Ontario to maximize your savings before and after your home purchase.
While you can't avoid LTT, you can save on banking fees. KOHO is free forever — save hundreds per year to put toward your Ontario home purchase.
Get KOHO Free — Code 45ET55JSYADoes Brockville have a municipal land transfer tax?
No. Only the City of Toronto charges a municipal LTT in Ontario. Buyers in Brockville pay only the provincial Ontario LTT.
When is land transfer tax paid?
LTT is collected by your real estate lawyer at closing (the day you take possession). You cannot pay it separately or in installments — it must be available on closing day.
Is land transfer tax deductible?
No. Ontario LTT is not income-tax deductible for personal residential purchases. It is a one-time closing cost added to the adjusted cost base of your property for capital gains purposes if you ever sell.
What if I'm buying with a partner?
Each owner on title shares the LTT liability. The first-time buyer rebate is only available if all buyers qualify as first-time buyers. If your partner has owned a home before, you cannot claim the rebate.
How much is land transfer tax on a $520,000 home in Brockville?
On a $520,000 purchase price, Ontario LTT is approximately $6,875. First-time buyers who qualify for the provincial rebate would pay $2,875 net after the $4,000 rebate.