Land Transfer Tax — Caledonia, ON

Ontario LTT Calculator — Caledonia

Land Transfer Tax in Caledonia, Ontario

Caledonia is the county seat of Haldimand County, situated along the Grand River south of Hamilton. The town has attracted considerable interest from Hamilton and GTA buyers seeking more affordable home prices, a quieter lifestyle, and river access, while remaining within commuting distance of Hamilton via Highway 6.

All home purchases in Caledonia are subject to the provincial Ontario Land Transfer Tax. Haldimand County does not charge a municipal LTT.

Ontario LTT Rates (2024)

• 0.5% on the first $55,000
• 1.0% on $55,001–$250,000
• 1.5% on $250,001–$400,000
• 2.0% on $400,001–$2,000,000
• 2.5% on amounts over $2,000,000

Caledonia home prices are generally more affordable than Hamilton, with detached homes typically ranging from $550,000 to $750,000. Grand River waterfront properties command premiums. New developments continue to expand the town's housing supply.

First-Time Buyer Rebate

Ontario's first-time home buyer rebate offsets LTT entirely on the first $368,000 of purchase price — maximum saving of $4,000. You must never have owned a home anywhere in the world, and the property must be your primary residence.

Typical Closing Costs

• Ontario Land Transfer Tax
• Legal/notary fees: $1,200–$2,000
• Title insurance: $250–$400
• Home inspection: $400–$600
• Property tax adjustment
• Moving costs

For the complete Ontario LTT guide, visit bremo.io/ontario-land-transfer-tax.

Frequently Asked Questions

Does Caledonia have a municipal land transfer tax?

No. Caledonia does not have a municipal LTT. Only the provincial Ontario land transfer tax applies when you purchase a home here.

When do I pay LTT?

LTT is paid on closing day and is typically handled by your real estate lawyer as part of your closing statement.

How far is Caledonia from Hamilton?

Caledonia is approximately 30 kilometres south of Hamilton via Highway 6, making it a viable option for Hamilton commuters seeking lower home prices.