Instantly calculate Ontario LTT for Clarington's real estate market — including first-time buyer rebates.
When you buy a home in Clarington, you pay Ontario's provincial land transfer tax (LTT) at closing. Clarington is not subject to any additional municipal land transfer tax — only the provincial rate applies.
| Purchase Price Portion | Tax Rate |
|---|---|
| First $55,000 | 0.5% |
| $55,001 – $250,000 | 1.0% |
| $250,001 – $400,000 | 1.5% |
| $400,001 – $2,000,000 | 2.0% |
| Over $2,000,000 | 2.5% |
Clarington is the easternmost municipality in Durham Region, encompassing Bowmanville, Courtice, Newcastle, and Orono.
The municipality offers a unique blend of rural landscapes and growing suburban communities, making it attractive to buyers seeking more space at a lower price point.
Bowmanville's historic downtown is a destination in itself, with independent shops and restaurants along King Street. GO Transit service connects the city to Toronto Union Station, attracting commuters and boosting real estate demand.
As Toronto commuters extend their search further east along Highway 401 and the GO corridor, Clarington has seen sustained price appreciation. The recent GO Train extension to Bowmanville has significantly boosted buyer interest.
At the Clarington average home price of $780,000, the Ontario land transfer tax works out to approximately $11,875. First-time buyers can offset up to $4,000 of that amount through the provincial first-time buyer (FTB) rebate, reducing their net LTT to $7,875.
Use the calculator above to enter your specific purchase price and get an instant, precise Ontario LTT calculation for Clarington.
Ontario's First-Time Home Buyer LTT Rebate provides up to $4,000 back to eligible buyers. To qualify:
In Clarington, where average prices are around $780,000, the rebate covers a meaningful portion of the total LTT bill. Use the calculator above to see your exact net cost after rebate.
One of the biggest financial advantages of buying in Durham Region versus the Greater Toronto Area is the significantly lower land transfer tax burden. Consider:
| Location | Avg. Price | Ontario LTT | Toronto MLTT | Total LTT |
|---|---|---|---|---|
| Clarington | $780,000 | $11,875 | N/A | $11,875 |
| Toronto (avg ~$1,100,000) | $1,100,000 | $16,475 | $16,475 | $32,950 |
| Oshawa (avg ~$700,000) | $700,000 | $10,475 | N/A | $10,475 |
Buying in Clarington can save you thousands of dollars in land transfer tax compared to purchasing in Toronto — money you can put toward your down payment, renovations, or an emergency fund.
Clarington's communities trace their roots to United Empire Loyalist and early settler communities of the late 18th century. Bowmanville was once a major Ontario manufacturing town and today retains a charming historic streetscape.
Popular areas in Clarington include Bowmanville, Courtice, Newcastle, Orono, and Wilmot Creek. Home prices can vary significantly by neighbourhood — use the calculator above with your specific target price for a precise LTT estimate.
Beyond land transfer tax, Clarington buyers should budget for these closing costs:
For a comprehensive overview of Ontario LTT rules and all city calculators, visit bremo.io/ontario-land-transfer-tax. You can also explore our guide to the best banks in Ontario to maximize your savings before and after your home purchase.
While you can't avoid LTT, you can save on banking fees. KOHO is free forever — save hundreds per year to put toward your Ontario home purchase.
Get KOHO Free — Code 45ET55JSYADoes Clarington have a municipal land transfer tax?
No. Only the City of Toronto charges a municipal LTT in Ontario. Buyers in Clarington pay only the provincial Ontario LTT.
When is land transfer tax paid?
LTT is collected by your real estate lawyer at closing (the day you take possession). You cannot pay it separately or in installments — it must be available on closing day.
Is land transfer tax deductible?
No. Ontario LTT is not income-tax deductible for personal residential purchases. It is a one-time closing cost added to the adjusted cost base of your property for capital gains purposes if you ever sell.
What if I'm buying with a partner?
Each owner on title shares the LTT liability. The first-time buyer rebate is only available if all buyers qualify as first-time buyers. If your partner has owned a home before, you cannot claim the rebate.
How much is land transfer tax on a $780,000 home in Clarington?
On a $780,000 purchase price, Ontario LTT is approximately $11,875. First-time buyers who qualify for the provincial rebate would pay $7,875 net after the $4,000 rebate.