Land Transfer Tax — Dunnville, ON

Ontario LTT Calculator — Dunnville

Land Transfer Tax in Dunnville, Ontario

Dunnville is a small town in Haldimand County situated on the Grand River near its mouth at Lake Erie. Known for fishing, boating, and a relaxed waterfront lifestyle, Dunnville attracts retirees, cottage country buyers, and those seeking affordable homes in a scenic small-town setting within a reasonable drive of Hamilton and the Niagara Region.

There is no municipal LTT in Dunnville or Haldimand County. All home purchases here are subject only to the provincial Ontario Land Transfer Tax.

Ontario LTT Rates (2024)

• 0.5% on the first $55,000
• 1.0% on $55,001–$250,000
• 1.5% on $250,001–$400,000
• 2.0% on $400,001–$2,000,000
• 2.5% on amounts over $2,000,000

Dunnville offers some of the most affordable home prices in the greater Hamilton/Niagara area. Detached homes typically range from $350,000 to $550,000, making the full $4,000 first-time buyer rebate achievable for many purchasers. Waterfront properties command significant premiums.

First-Time Buyer Rebate

Ontario's first-time home buyer rebate offsets LTT entirely on the first $368,000 of purchase price — maximum saving of $4,000. You must never have owned a home anywhere in the world, and the property must be your primary residence.

Typical Closing Costs

• Ontario Land Transfer Tax
• Legal/notary fees: $1,200–$2,000
• Title insurance: $250–$400
• Home inspection: $400–$600
• Property tax adjustment
• Moving costs

For the complete Ontario LTT guide, visit bremo.io/ontario-land-transfer-tax.

Frequently Asked Questions

Does Dunnville have a municipal land transfer tax?

No. Dunnville does not have a municipal LTT. Only the provincial Ontario land transfer tax applies when you purchase a home here.

When do I pay LTT?

LTT is paid on closing day and is typically handled by your real estate lawyer as part of your closing statement.

Are there seasonal/cottage properties near Dunnville?

Yes. The Lake Erie shoreline near Dunnville includes cottage and seasonal properties. Ontario LTT applies to these purchases at the same provincial rates as year-round residential homes.