2026 Ontario LTT Calculator · First-Time Buyer Rebate · York Region
Buying in East Gwillimbury means you pay only Ontario's provincial land transfer tax — there is no Toronto Municipal Land Transfer Tax (MLTT) here. At the East Gwillimbury median of $980,000, a buyer in Toronto would pay approximately $32,150 in combined LTT, while a East Gwillimbury buyer pays just $16,075 — a saving of $16,075.
| Portion of Purchase Price | Tax Rate | Max Tax in Bracket |
|---|---|---|
| First $55,000 | 0.5% | $275 |
| $55,001 – $250,000 | 1.0% | $1,950 |
| $250,001 – $400,000 | 1.5% | $2,250 |
| $400,001 – $2,000,000 | 2.0% | $32,000 |
| Above $2,000,000 | 2.5% | Unlimited |
Ontario LTT uses a marginal bracket system — only the portion within each bracket is taxed at that rate. For a full explanation, visit our Ontario Land Transfer Tax guide.
Ontario's First-Time Homebuyer Land Transfer Tax Rebate can save you up to $4,000 on your Ontario LTT bill.
East Gwillimbury attracts buyers seeking newer builds in York Region at competitive prices. At the median of $980,000, a first-time buyer pays Ontario LTT of $17,225, receives the $4,000 rebate, and owes a net $13,225 at closing.
East Gwillimbury is in York Region — no Toronto MLTT applies. A $980,000 purchase in Toronto would cost $34,450 in combined LTT, versus just $17,225 in East Gwillimbury — a saving of $17,225.
| Scenario | Ontario LTT | Toronto MLTT | Total LTT |
|---|---|---|---|
| Buy in East Gwillimbury at $980,000 | $16,075 | None | $16,075 |
| Buy in Toronto at $980,000 | $16,075 | $16,075 | $32,150 |
| Savings by buying in East Gwillimbury | $16,075 | ||
For a full breakdown of Ontario LTT rules, visit our Ontario Land Transfer Tax guide.
East Gwillimbury is one of York Region's fastest-growing municipalities, anchored by the Holland Landing and Sharon communities and the new GO station at Green Lane. Buyers are drawn by new detached home inventory at lower prices than southern York Region. Popular areas include Sharon, Holland Landing, Mount Albert, Queensville, and Bathurst Glen.
Use the calculator above to model the exact Ontario LTT for any purchase price in East Gwillimbury.
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No. Only the City of Toronto charges a municipal LTT on top of Ontario's provincial LTT. Since East Gwillimbury is in York Region and outside the City of Toronto's boundaries, buyers pay only the Ontario LTT.
Ontario land transfer tax is paid on closing day, typically through your real estate lawyer. It is calculated on the purchase price registered with the province.
Yes. Ontario's FTB rebate applies anywhere in the province, including East Gwillimbury. You can receive up to $4,000 back on your Ontario LTT if you have never owned a home anywhere in the world and the property will be your principal residence.
For more details, see our comprehensive Ontario Land Transfer Tax guide.