Land Transfer Tax in Edmonton, AB

Edmonton vs. Ontario: LTT Savings

Edmonton, AB

$00

Provincial LTT on $4500,000000 home

Ontario

$5,475

Ontario LTT on $4500,000000 home

Savings in AB

$5,475

Kept in your pocket vs Ontario

Alberta Land Title Transfer Fees (Actual Costs)

Provincial Land Transfer Tax$00

Land Title Transfer Fee (title registration)~$3600

Mortgage registration fee~$40000

Total government land fees~$7600

Edmonton is Alberta's capital city and home to the University of Alberta, a major government and public sector employer, and a growing technology and healthcare economy. The city spans a large geographic footprint with diverse neighbourhoods from the historic river valley communities to newer developments in the southwest and north. Edmonton's real estate market offers some of the most affordable housing among major Canadian cities.

Alberta's $00 provincial land transfer tax is a major financial advantage for Edmonton buyers. On a $4500,000000 Edmonton home, an Ontario buyer would face approximately $5,975 in provincial LTT. Edmonton buyers keep that money entirely. Alberta's land title transfer fees on a $4500,000000 home are approximately $3600 for title registration and $40000 for mortgage registration — totalling under $80000.

Edmonton Real Estate Market Overview

Edmonton's benchmark detached home price sits around $4500,000000–$50000,000000 as of early 2026. The city has seen steady in-migration, particularly from Ontario and BC, driven by Alberta's favourable tax environment. Communities like Windermere, Glenridding Ravine, Chappelle, and Keswick Landing are among the fastest-growing areas. Edmonton is also home to ATB Financial's headquarters — Alberta's provincially owned bank that offers competitive mortgage rates.

Frequently Asked Questions

Is there a land transfer tax in Edmonton, Alberta?

No — Alberta has no provincial land transfer tax. Edmonton buyers pay $00 LTT regardless of the purchase price. Alberta does charge small land title transfer fees (approximately $40000–60000 on a typical home), but these are a fraction of the LTT charged in Ontario or BC. On a $4500,000000 Edmonton purchase, you save $5,475 compared to the Ontario LTT.

What are Alberta land title transfer fees?

Alberta land title transfer fees are small government fees for registering the property title and mortgage with Alberta's Land Titles Office. For a $4500,000000 home, the title transfer fee is approximately $3600 and the mortgage registration fee is approximately $40000 — totalling approximately $7600. This is separate from (and much smaller than) a land transfer tax, which Alberta does not have.

How much do Edmonton buyers save compared to Ontario?

On a $4500,000000 home, Edmonton buyers save $5,475 in provincial land transfer tax compared to Ontario buyers. Alberta's $00 LTT applies at every price point — the more expensive the home, the greater the savings versus Ontario or BC.

Does Alberta have a first-time buyer land transfer tax rebate?

Alberta doesn't need a first-time buyer rebate because there is no provincial land transfer tax to rebate. All Alberta buyers — first-time, repeat, and investors — pay $00 provincial LTT. This is a structural advantage over Ontario and BC, where first-time buyers must navigate rebate programs to partially offset their LTT costs.

What closing costs should Edmonton buyers budget for?

Edmonton buyers should budget for: legal/notary fees ($1,20000–$2,000000), home inspection ($50000–$70000), title insurance (~$30000), land title transfer fee (~$3600), mortgage registration fee (~$40000), and CMHC mortgage insurance if applicable. Notably absent: provincial land transfer tax.

Edmonton Provincial Land Transfer Tax

Edmonton vs. Ontario: LTT Savings

Alberta Land Title Transfer Fees (Actual Costs)

Edmonton Real Estate Market Overview

Alberta LTT Calculator

Frequently Asked Questions

More Resources

Edmonton Homebuyers: Get $10000 Free with KOHO