Land Transfer Tax — Flamborough, ON

Instant Ontario LTT calculator for Flamborough home buyers. First-time buyer rebate up to $4,000.

Ontario LTT Calculator — Flamborough

Home Purchase Price ($) First-time buyer (rebate up to $4,000)

Ontario Land Transfer Tax:

Land Transfer Tax in Flamborough, Ontario

Flamborough is a large, predominantly rural community within the City of Hamilton, encompassing communities like Waterdown, Carlisle, Millgrove, and Freelton. It is especially popular with buyers seeking acreage properties, hobby farms, equestrian estates, and rural living while remaining within commuting distance of Hamilton, Burlington, and the GTA.

Ontario Land Transfer Tax applies to all property purchases in Flamborough. There is no additional municipal LTT.

Ontario LTT Rates (2024)

0.5% on the first $55,000
1.0% on $55,001–$250,000
1.5% on $250,001–$400,000
2.0% on $400,001–$2,000,000
2.5% on amounts over $2,000,000

Flamborough offers one of the widest price ranges in the Hamilton area. Waterdown's suburban homes range from $700,000–$1.1M, while rural properties with acreage in Carlisle or Freelton can range from $900,000 to several million for larger farms or equestrian properties.

First-Time Buyer Rebate

Ontario's first-time home buyer rebate offsets LTT entirely on the first $368,000 of purchase price — maximum saving of $4,000. You must never have owned a home anywhere in the world, and the property must be your primary residence.

Typical Closing Costs

Ontario Land Transfer Tax
Legal/notary fees: $1,200–$2,000
Title insurance: $250–$400
Home inspection: $400–$600
Property tax adjustment
Moving costs

For the complete Ontario LTT guide, visit bremo.io/ontario-land-transfer-tax.

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Frequently Asked Questions

Does Flamborough have a municipal land transfer tax?

No. Flamborough does not have a municipal LTT. Only the provincial Ontario land transfer tax applies when you purchase a home here.

When do I pay LTT?

LTT is paid on closing day and is typically handled by your real estate lawyer as part of your closing statement.

Does LTT apply to rural and agricultural land in Flamborough?

Yes. Ontario LTT applies to all property transactions in Flamborough, including rural residential, farm, and agricultural land. Some family farm transfers may qualify for specific exemptions — speak to a real estate lawyer.