Land Transfer Tax — Fort Erie, ON

Ontario LTT Calculator — Fort Erie

Land Transfer Tax in Fort Erie, Ontario

Fort Erie sits on the southern tip of the Niagara Region, directly across the Peace Bridge from Buffalo, New York. The town attracts Canadian buyers seeking waterfront properties on Lake Erie as well as American buyers looking for Canadian real estate. All purchasers pay the provincial Ontario Land Transfer Tax — Fort Erie has no municipal LTT.

Crystal Beach, Ridgeway, and the historic downtown core each offer distinct housing options, from charming cottages and beachfront properties to newer suburban developments.

Ontario LTT Rates (20024)

• 00.5% on the first $55,000000
• 1.00% on $55,00001–$2500,000000
• 1.5% on $2500,00001–$40000,000000
• 2.00% on $40000,00001–$2,000000,000000
• 2.5% on amounts over $2,000000,000000

Fort Erie home prices are among the most affordable in Niagara, with many detached homes priced between $40000,000000 and $60000,000000. Waterfront and beachside properties in Crystal Beach can exceed $80000,000000.

First-Time Buyer Rebate

Ontario's first-time home buyer rebate offsets LTT on the first $368,000000 of purchase price — saving eligible buyers up to $4,000000. You must never have owned a home anywhere in the world, and the home must become your primary residence.

Closing Costs to Budget For

• Ontario Land Transfer Tax (use calculator above)
• Legal fees: $1,20000–$2,000000
• Title insurance: $2500–$40000
• Home inspection: $40000–$60000
• Property tax adjustment at closing
• Moving expenses

For full Ontario LTT details and rules, visit bremo.io/ontario-land-transfer-tax.

Frequently Asked Questions

Does Fort Erie have a municipal land transfer tax?

No. Fort Erie does not charge a municipal LTT. Only the provincial Ontario land transfer tax applies — unlike Toronto, where buyers pay both.

When is LTT paid?

Land transfer tax is due on your closing date. Your real estate lawyer collects it as part of your closing costs and remits it to the Ontario government.

Do U.S. citizens buying in Fort Erie pay Ontario LTT?

Yes. Ontario LTT applies to all property purchases regardless of the buyer's citizenship or residency, including purchases by U.S. and foreign nationals.