Alberta has no provincial land transfer tax. Fort Saskatchewan buyers keep thousands more at closing compared to Ontario and BC.
Fort Saskatchewan home buyers enjoy one of Canada's best-kept real estate secrets: Alberta has no provincial land transfer tax. Whether you're buying a starter home in Westpark, a family home in Garden Heights, or a newer build in Southfort, you will not pay any provincial LTT on your purchase.
Fort Saskatchewan's growing real estate market, with homes typically priced $380,000–$600,000, benefits significantly from this policy. The equivalent Ontario LTT on those purchases would range from $4,225–$8,475. Alberta buyers keep all of that.
Provincial Land Transfer Tax in Fort Saskatchewan, Alberta
When you buy a home in Fort Saskatchewan, Alberta, the only government fee related to the property transfer is the land title transfer fee, which covers the cost of registering the new title with the Alberta Land Titles Office. This fee is calculated based on the property value and mortgage amount, and is typically $400–$600 on most Fort Saskatchewan purchases.
There is no provincial land transfer tax, no municipal land transfer tax, and no additional speculation or vacancy tax for most Alberta buyers.
| Province / City | Property Price | LTT Payable |
|---|---|---|
| Alberta (Fort Saskatchewan) | $600,000 | ~$540 (title fee only) |
| Ontario (outside Toronto) | $600,000 | $8,475 |
| Ontario (Toronto) | $600,000 | $16,950 |
| British Columbia | $600,000 | $100 |
| Manitoba | $600,000 | $7,920 |
Fort Saskatchewan's affordability combined with Alberta's no-LTT advantage creates a compelling case for buyers who are choosing between Alberta communities and considering other provinces. Here's what Fort Sask buyers save:
Fort Saskatchewan also benefits from no provincial income tax on the first $148,269 of income (Alberta's basic personal amount is the highest in Canada), meaning the homeownership advantage is compounded by ongoing tax savings.
Full Alberta LTT guide: Alberta Land Transfer Tax — 2026 Complete Guide →
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Get My $100 Bonus →The land title transfer fee in Alberta has two components: a fee for transferring the title (based on property value) and a fee for registering the mortgage (based on mortgage amount). For a typical Fort Saskatchewan purchase at $400,000–$560,000, the combined fee is approximately $400–$600. This is set by the Alberta government and goes to the Land Titles Office.
The land title fee is paid at closing through your real estate lawyer. It's included in your closing cost statement alongside legal fees, title insurance, and any adjustments for prepaid property taxes or condo fees.
Alberta does not have a provincial first-time home buyer land transfer tax rebate (because there's no LTT to rebate!). However, the federal First Home Savings Account (FHSA) allows first-time buyers to save up to $40,000 tax-free toward a home purchase. Combined with the federal Home Buyers' Plan (RRSP withdrawal), first-time Fort Saskatchewan buyers can access significant tax-advantaged savings.
For new construction in Fort Saskatchewan, you'll also pay GST on the purchase price (typically 5%, minus the New Housing Rebate if the purchase price is under $450,000). There is no provincial LTT on new construction either. Alberta's overall closing cost burden remains dramatically lower than Ontario or BC.