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Set up direct deposit and skip the monthly fee. Free to open, and the Easy plan has no monthly fee. Worth doing if you will actually move your pay or your CRA deposits over, not if the card sits unused. Code BREMO2026.
Alberta has $0 provincial land transfer tax. Lethbridge homebuyers keep thousands more at closing compared to Ontario or BC buyers — at every price point.
Get $120 with KOHO — Code BREMO2026Alberta charges no provincial land transfer tax on any home purchase. First-time buyer, move-up buyer, or investor — the provincial LTT bill is $0 in Lethbridge.
Lethbridge is southern Alberta's largest city, situated near the US border and the Oldman River valley. The city has a diverse economy supported by agriculture and food processing, post-secondary education (University of Lethbridge, Lethbridge College), healthcare, and retail. Lethbridge consistently ranks among Canada's sunniest cities and has a strong quality of life relative to its size.
On a $380,000 Lethbridge home, an Ontario buyer would pay $4,275 in provincial land transfer tax. Alberta buyers pay $0. Land title transfer fees in Alberta on a $380,000 home are approximately $305 for title registration and $330 for mortgage registration — under $640 total. For a first-time buyer stretching to purchase in Lethbridge, that $4,275 saved is meaningful cash that can go toward furniture, renovations, or emergency reserves.
Lethbridge's benchmark home prices are among the most affordable in Alberta, ranging from $360,000–$410,000 for detached homes in early 2026. The city's agricultural economy provides steady employment, and the university creates consistent rental demand. ATB Financial has branches throughout Lethbridge. KOHO's $100 bonus and no-fee account structure are particularly well-suited to students and young professionals in this university city.
Grow your down payment faster. No monthly fees, up to 2% cashback, and a $100 sign-up bonus. Use code BREMO2026.