Medicine Hat, AB — Land Transfer Tax 2026

Land Transfer Tax in Medicine Hat, AB

Alberta has $0 provincial land transfer tax. Medicine Hat homebuyers keep thousands more at closing compared to Ontario or BC buyers — at every price point.

Get $100 with KOHO — Code 45ET55JSYA

Medicine Hat Provincial Land Transfer Tax

$0

Alberta charges no provincial land transfer tax on any home purchase. First-time buyer, move-up buyer, or investor — the provincial LTT bill is $0 in Medicine Hat.

Medicine Hat vs. Ontario: LTT Savings

Medicine Hat, AB
$0
Provincial LTT on $330,000 home
Ontario
$3,425
Ontario LTT on $330,000 home
Savings in AB
$3,425
Kept in your pocket vs Ontario

Alberta Land Title Transfer Fees (Actual Costs)

Provincial Land Transfer Tax$0
Land Title Transfer Fee (title registration)~$270
Mortgage registration fee~$290
Total government land fees~$560

Medicine Hat is a city in southeastern Alberta known for its abundant natural gas resources, sunny weather (one of Canada's sunniest cities), and relatively low cost of living. The city has a diverse industrial base including energy, manufacturing, ceramics, and agriculture. Medicine Hat proudly owns its own natural gas utility, which has historically provided residents with some of the lowest utility rates in Canada.

On a $330,000 Medicine Hat home, an Ontario buyer would pay $3,350 in provincial land transfer tax. Alberta buyers pay $0. Alberta's land title transfer fees on a $330,000 purchase total approximately $540 — title registration and mortgage registration combined. Medicine Hat's already-affordable home prices combined with $0 LTT make this one of the most cost-effective places to buy a home in Canada.

Medicine Hat Real Estate Market Overview

Medicine Hat's benchmark detached home price sits around $310,000–$360,000 as of early 2026 — among the most affordable of any city in Western Canada. The city's unique city-owned natural gas utility means residents pay a fraction of utility costs seen in other cities. For buyers saving for a down payment, EQ Bank's 3.00% savings rate and KOHO's $100 sign-up bonus provide meaningful advantages over traditional big-bank savings accounts.

Alberta LTT Calculator

Frequently Asked Questions

Is there a land transfer tax in Medicine Hat, Alberta?
No — Alberta has no provincial land transfer tax. Medicine Hat buyers pay $0 LTT regardless of the purchase price. Alberta does charge small land title transfer fees (approximately $400–600 on a typical home), but these are a fraction of the LTT charged in Ontario or BC. On a $330,000 Medicine Hat purchase, you save $3,425 compared to the Ontario LTT.
What are Alberta land title transfer fees?
Alberta land title transfer fees are small government fees for registering the property title and mortgage with Alberta's Land Titles Office. For a $330,000 home, the title transfer fee is approximately $270 and the mortgage registration fee is approximately $290 — totalling approximately $560. This is separate from (and much smaller than) a land transfer tax, which Alberta does not have.
How much do Medicine Hat buyers save compared to Ontario?
On a $330,000 home, Medicine Hat buyers save $3,425 in provincial land transfer tax compared to Ontario buyers. Alberta's $0 LTT applies at every price point — the more expensive the home, the greater the savings versus Ontario or BC.
Does Alberta have a first-time buyer land transfer tax rebate?
Alberta doesn't need a first-time buyer rebate because there is no provincial land transfer tax to rebate. All Alberta buyers — first-time, repeat, and investors — pay $0 provincial LTT. This is a structural advantage over Ontario and BC, where first-time buyers must navigate rebate programs to partially offset their LTT costs.
What closing costs should Medicine Hat buyers budget for?
Medicine Hat buyers should budget for: legal/notary fees ($1,200–$2,000), home inspection ($500–$700), title insurance (~$300), land title transfer fee (~$270), mortgage registration fee (~$290), and CMHC mortgage insurance if applicable. Notably absent: provincial land transfer tax.

More Resources

Medicine Hat Homebuyers: Get $100 Free with KOHO

Grow your down payment faster. No monthly fees, 5% cashback on groceries, and a $100 sign-up bonus. Use code 45ET55JSYA.

45ET55JSYA

Claim Your $100 Bonus