St. Albert, AB — Land Transfer Tax 2026

Land Transfer Tax in St. Albert, AB

Alberta has $0 provincial land transfer tax. St. Albert homebuyers keep thousands more at closing compared to Ontario or BC buyers — at every price point.

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St. Albert Provincial Land Transfer Tax

$0

Alberta charges no provincial land transfer tax on any home purchase. First-time buyer, move-up buyer, or investor — the provincial LTT bill is $0 in St. Albert.

St. Albert vs. Ontario: LTT Savings

St. Albert, AB
$0
Provincial LTT on $510,000 home
Ontario
$6,675
Ontario LTT on $510,000 home
Savings in AB
$6,675
Kept in your pocket vs Ontario

Alberta Land Title Transfer Fees (Actual Costs)

Provincial Land Transfer Tax$0
Land Title Transfer Fee (title registration)~$410
Mortgage registration fee~$410
Total government land fees~$820

St. Albert is one of Alberta's most affluent and desirable communities, situated immediately northwest of Edmonton. The city consistently ranks among Canada's best places to live, driven by its excellent school system, mature tree-lined neighbourhoods, strong arts community, and the renowned St. Albert Farmers' Market. St. Albert has a high proportion of professionals, educators, and healthcare workers employed in Edmonton.

On a $510,000 St. Albert home, an Ontario buyer would pay $7,475 in provincial land transfer tax. Alberta buyers pay $0. Alberta's land title transfer fees on a $510,000 purchase total approximately $820. St. Albert consistently commands a premium over other Edmonton-area communities due to its school reputation and quality of life, yet Alberta's $0 LTT keeps closing costs dramatically lower than comparable Ontario communities.

St. Albert Real Estate Market Overview

St. Albert's benchmark detached home price sits around $490,000–$540,000 as of early 2026, reflecting its premium status relative to other Edmonton suburbs. The community has a well-established arts and culture scene and multiple championship-level youth sports programs. ATB Financial is accessible in St. Albert. Digital banking options like EQ Bank and KOHO are particularly popular with younger professionals and dual-income families in this community.

Alberta LTT Calculator

Frequently Asked Questions

Is there a land transfer tax in St. Albert, Alberta?
No — Alberta has no provincial land transfer tax. St. Albert buyers pay $0 LTT regardless of the purchase price. Alberta does charge small land title transfer fees (approximately $400–600 on a typical home), but these are a fraction of the LTT charged in Ontario or BC. On a $510,000 St. Albert purchase, you save $6,675 compared to the Ontario LTT.
What are Alberta land title transfer fees?
Alberta land title transfer fees are small government fees for registering the property title and mortgage with Alberta's Land Titles Office. For a $510,000 home, the title transfer fee is approximately $410 and the mortgage registration fee is approximately $410 — totalling approximately $820. This is separate from (and much smaller than) a land transfer tax, which Alberta does not have.
How much do St. Albert buyers save compared to Ontario?
On a $510,000 home, St. Albert buyers save $6,675 in provincial land transfer tax compared to Ontario buyers. Alberta's $0 LTT applies at every price point — the more expensive the home, the greater the savings versus Ontario or BC.
Does Alberta have a first-time buyer land transfer tax rebate?
Alberta doesn't need a first-time buyer rebate because there is no provincial land transfer tax to rebate. All Alberta buyers — first-time, repeat, and investors — pay $0 provincial LTT. This is a structural advantage over Ontario and BC, where first-time buyers must navigate rebate programs to partially offset their LTT costs.
What closing costs should St. Albert buyers budget for?
St. Albert buyers should budget for: legal/notary fees ($1,200–$2,000), home inspection ($500–$700), title insurance (~$300), land title transfer fee (~$410), mortgage registration fee (~$410), and CMHC mortgage insurance if applicable. Notably absent: provincial land transfer tax.

More Resources

Alberta Land Transfer Tax Guide Canada LTT Calculator

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