Alberta has NO provincial land transfer tax — one of the biggest financial advantages of buying in St. Albert
The answer is simple: there is no provincial land transfer tax in St. Albert or anywhere in Alberta. When you buy a home in St. Albert, you do not pay the provincial land transfer tax that buyers in Ontario, British Columbia, Manitoba, and other provinces must pay.
What you do pay is a small Land Title Transfer Registration Fee that goes to the Alberta Land Titles Office. This fee is calculated based on the purchase price and is approximately $400–$550 for most St. Albert homes. This is a government service fee for registering the title in your name — it is not a tax.
| Home Price | Alberta (title fee only) | Ontario LTT | Your Savings vs Ontario |
|---|---|---|---|
| $400,000 | ~$450 | ~$4,475 | ~$4,025 |
| $490,000 (median) | ~$470 | ~$6,775 | ~$6,305 |
| $600,000 | ~$500 | ~$8,475 | ~$7,975 |
| $750,000 | ~$530 | ~$11,475 | ~$10,945 |
Alberta's provincial government repealed its land transfer tax in 1977 as part of a broader move to attract investment and homeownership during the oil boom era. Unlike the federal Goods and Services Tax or provincial income taxes, the land transfer tax never returned to Alberta. Today, only five provinces still charge a full land transfer tax: Ontario, British Columbia, Manitoba, Prince Edward Island, and Quebec.
Saskatchewan is the only other Prairie province with no LTT — so both Alberta and Saskatchewan homebuyers enjoy this significant financial advantage over buyers in eastern Canada.
While there's no provincial LTT in Alberta, there is a land title transfer registration fee. For a property purchase, the fee is approximately:
For a complete guide to buying in St. Albert, visit our St. Albert home buying guide. For Alberta mortgage rate comparisons, visit bremo.io/best-banks-alberta. For the full Alberta LTT overview, see bremo.io/alberta-land-transfer-tax.
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