Alberta has no provincial land transfer tax. Stony Plain buyers keep thousands more at closing compared to Ontario and BC.
Stony Plain home buyers benefit from Alberta's standout real estate policy: no provincial land transfer tax. Purchasing a home in Stony Plain — whether a starter bungalow, a family home in Oceanview Estates, or a new build in Tri-City Homes developments — costs nothing in provincial LTT.
Stony Plain has emerged as a popular choice for Edmonton commuters seeking more home for their money. At typical prices of $370,000–$560,000, buyers save $4,225–$7,725 vs Ontario's equivalent land transfer taxes. This is a meaningful advantage for families choosing Alberta over other provinces.
Provincial Land Transfer Tax in Stony Plain, Alberta
When you buy a home in Stony Plain, Alberta, the only government fee related to the property transfer is the land title transfer fee, which covers the cost of registering the new title with the Alberta Land Titles Office. This fee is calculated based on the property value and mortgage amount, and is typically $400–$600 on most Stony Plain purchases.
There is no provincial land transfer tax, no municipal land transfer tax, and no additional speculation or vacancy tax for most Alberta buyers.
| Province / City | Property Price | LTT Payable |
|---|---|---|
| Alberta (Stony Plain) | $600,000 | ~$540 (title fee only) |
| Ontario (outside Toronto) | $600,000 | $8,475 |
| Ontario (Toronto) | $600,000 | $16,950 |
| British Columbia | $600,000 | $100 |
| Manitoba | $600,000 | $7,920 |
Stony Plain's combination of affordability, Parkland County's lower property taxes, and Alberta's no-LTT advantage makes it a financially compelling choice. The savings at typical Stony Plain prices:
Stony Plain is also notable for having a small but growing agriculture and equestrian property market. Even rural parcels and hobby farms in Parkland County benefit from Alberta's no-LTT policy on the residential portion of the purchase.
Full Alberta LTT guide: Alberta Land Transfer Tax — 2026 Complete Guide →
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Get My $100 Bonus →The land title transfer fee in Alberta has two components: a fee for transferring the title (based on property value) and a fee for registering the mortgage (based on mortgage amount). For a typical Stony Plain purchase at $380,000–$530,000, the combined fee is approximately $400–$600. This is set by the Alberta government and goes to the Land Titles Office.
The land title fee is paid at closing through your real estate lawyer. It's included in your closing cost statement alongside legal fees, title insurance, and any adjustments for prepaid property taxes or condo fees.
Alberta does not have a provincial first-time home buyer land transfer tax rebate (because there's no LTT to rebate!). However, the federal First Home Savings Account (FHSA) allows first-time buyers to save up to $40,000 tax-free toward a home purchase. Combined with the federal Home Buyers' Plan (RRSP withdrawal), first-time Stony Plain buyers can access significant tax-advantaged savings.
For new construction in Stony Plain, you'll also pay GST on the purchase price (typically 5%, minus the New Housing Rebate if the purchase price is under $450,000). There is no provincial LTT on new construction either. Alberta's overall closing cost burden remains dramatically lower than Ontario or BC.