Instantly calculate Ontario LTT for Greater Sudbury's real estate market — including first-time buyer rebates.
When you buy a home in Greater Sudbury, you pay Ontario's provincial land transfer tax (LTT) at closing. Greater Sudbury is not subject to any additional municipal land transfer tax — only the provincial rate applies.
| Purchase Price Portion | Tax Rate |
|---|---|
| First $55,000 | 0.5% |
| $55,001 – $250,000 | 1.0% |
| $250,001 – $400,000 | 1.5% |
| $400,001 – $2,000,000 | 2.0% |
| Over $2,000,000 | 2.5% |
Greater Sudbury is Northern Ontario's largest city and the regional capital of the north, known worldwide for its nickel mining heritage and remarkable ecological recovery story.
Laurentian University and Health Sciences North are among the city's largest employers, giving Sudbury an educated, stable workforce.
The Greater Sudbury area contains over 330 lakes within city limits — the most of any city in the world — making it a uniquely attractive destination for outdoor enthusiasts. While not on the GO Train network, the community is accessible by car from the GTA within 1–2 hours.
Sudbury offers Northern Ontario's best combination of urban amenities, employment diversity, and affordable housing. Prices have been appreciating steadily as remote workers from Southern Ontario discover the city's exceptional affordability and quality of life. First-time buyers in Sudbury often find that the FTB rebate covers their entire LTT obligation, with nothing out of pocket.
At the Greater Sudbury average home price of $400,000, the Ontario land transfer tax works out to approximately $4,475. First-time buyers can offset up to $4,000 of that amount through the provincial first-time buyer (FTB) rebate, reducing their net LTT to $475.
Use the calculator above to enter your specific purchase price and get an instant, precise Ontario LTT calculation for Greater Sudbury.
Ontario's First-Time Home Buyer LTT Rebate provides up to $4,000 back to eligible buyers. To qualify:
In Greater Sudbury, where average prices are around $400,000, the rebate covers a meaningful portion of the total LTT bill. Use the calculator above to see your exact net cost after rebate.
One of the biggest financial advantages of buying in Sudbury District versus the Greater Toronto Area is the significantly lower land transfer tax burden. Consider:
| Location | Avg. Price | Ontario LTT | Toronto MLTT | Total LTT |
|---|---|---|---|---|
| Greater Sudbury | $400,000 | $4,475 | N/A | $4,475 |
| Toronto (avg ~$1,100,000) | $1,100,000 | $16,475 | $16,475 | $32,950 |
| Sault Ste. Marie (avg ~$320,000) | $320,000 | $3,575 | N/A | $3,575 |
Buying in Greater Sudbury can save you thousands of dollars in land transfer tax compared to purchasing in Toronto — money you can put toward your down payment, renovations, or an emergency fund.
Sudbury's history is inseparable from nickel mining — the discovery of the world's largest nickel deposit here in 1883 transformed the region. The International Nickel Company (INCO, now Vale) built Sudbury into a major industrial city. The famous Sudbury Basin is actually a 1.85-billion-year-old meteorite impact crater.
Popular areas in Greater Sudbury include Downtown Sudbury, New Sudbury, Lively, Chelmsford, Hanmer, Val Caron, and Wahnapitae. Home prices can vary significantly by neighbourhood — use the calculator above with your specific target price for a precise LTT estimate.
Beyond land transfer tax, Greater Sudbury buyers should budget for these closing costs:
For a comprehensive overview of Ontario LTT rules and all city calculators, visit bremo.io/ontario-land-transfer-tax. You can also explore our guide to the best banks in Ontario to maximize your savings before and after your home purchase.
While you can't avoid LTT, you can save on banking fees. KOHO is free forever — save hundreds per year to put toward your Ontario home purchase.
Get KOHO Free — Code 45ET55JSYADoes Greater Sudbury have a municipal land transfer tax?
No. Only the City of Toronto charges a municipal LTT in Ontario. Buyers in Greater Sudbury pay only the provincial Ontario LTT.
When is land transfer tax paid?
LTT is collected by your real estate lawyer at closing (the day you take possession). You cannot pay it separately or in installments — it must be available on closing day.
Is land transfer tax deductible?
No. Ontario LTT is not income-tax deductible for personal residential purchases. It is a one-time closing cost added to the adjusted cost base of your property for capital gains purposes if you ever sell.
What if I'm buying with a partner?
Each owner on title shares the LTT liability. The first-time buyer rebate is only available if all buyers qualify as first-time buyers. If your partner has owned a home before, you cannot claim the rebate.
How much is land transfer tax on a $400,000 home in Greater Sudbury?
On a $400,000 purchase price, Ontario LTT is approximately $4,475. First-time buyers who qualify for the provincial rebate would pay $475 net after the $4,000 rebate.