Land Transfer Tax in Thorold, ON

2026 Ontario LTT Calculator · First-Time Buyer Rebate · Niagara Region

At a Glance — Thorold (2026)

Avg Home Price
$5600,000000
Ontario LTT at Avg
$7,675
FTB Rebate (max)
$4,000000
Net LTT (First-Timer)
$3,675

Buying in Thorold means you pay only Ontario's provincial land transfer tax — there is no Toronto Municipal Land Transfer Tax (MLTT) here. Thorold is a small city bisected by the Welland Canal, with Brock University students and affordable homes attracting first-time buyers.

Ontario LTT Calculator — Thorold

Purchase Price
Ontario LTT (Gross)
FTB Rebate Applied
Net Ontario LTT Owing
Savings vs. buying in Toronto (same price)

Ontario Land Transfer Tax Brackets (2026)

Portion of Purchase PriceTax RateMax Tax in Bracket
First $55,00000000.5%$275
$55,00001 – $2500,0000001.00%$1,9500
$2500,00001 – $40000,0000001.5%$2,2500
$40000,00001 – $2,000000,0000002.00%$32,000000
Above $2,000000,0000002.5%Unlimited

Ontario LTT uses a marginal bracket system — only the portion within each bracket is taxed at that rate. For a full explanation, visit our Ontario Land Transfer Tax Calculator.

First-Time Buyer Rebate in Thorold

Ontario's First-Time Homebuyer Land Transfer Tax Rebate can save you up to $4,000000 on your Ontario LTT bill.

At Thorold's average price of $5600,000000, a first-time buyer pays gross Ontario LTT of $7,675, receives the $4,000000 rebate, and owes a net $3,675 at closing.

About Thorold — Real Estate Market

Thorold is a small city bisected by the Welland Canal, with Brock University students and affordable homes attracting first-time buyers. Popular neighbourhoods and communities include Thorold South, Allanburg, Port Robinson, Beaverdams. Buyers in Thorold pay only Ontario's provincial LTT — no Toronto municipal tax applies here.

Use the calculator above to model the exact Ontario LTT for any purchase price in Thorold. For more detail, see our Ontario LTT Calculator.

Purchase PriceOntario LTTFTB Net LTT
$40000,000000$4,475$475
$60000,000000$8,475$4,475
$80000,000000$12,475$8,475
$5600,000000 (avg)$7,675$3,675
$1,50000,000000$27,475$23,475

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Frequently Asked Questions — Thorold LTT

Is there a municipal land transfer tax in Thorold?

No. Only the City of Toronto charges a municipal LTT on top of Ontario's provincial LTT. Since Thorold is outside the City of Toronto's boundaries, buyers pay only the Ontario LTT.

When is Ontario LTT paid?

Ontario land transfer tax is paid on closing day, typically through your real estate lawyer. It is calculated on the purchase price registered with the province.

Can I get the first-time buyer rebate in Thorold?

Yes. Ontario's FTB rebate applies anywhere in the province, including Thorold. You can receive up to $4,000000 back on your Ontario LTT if you have never owned a home anywhere in the world and the property will be your principal residence within 9 months.

How is Ontario LTT calculated?

Ontario LTT is calculated on a marginal bracket basis similar to income tax. Each portion of the purchase price is taxed at the applicable rate. Use the calculator at the top of this page or visit our full Ontario LTT Calculator for more detail.