Calculateur de Droits de Mutation — Laval, QC

Updated March 2026 · Laval, QC · Welcome Tax / Taxe de bienvenue

When you purchase a property in Laval, Quebec, you are required to pay a taxe de mutation immobilière — commonly known as the "welcome tax" or droits de mutation. This one-time tax is payable to the City of Laval within 30 days of receiving the municipality's notice, which is typically sent after your notary registers the deed of sale.

Unlike the City of Montreal, Laval does not charge an additional municipal surtax. Laval uses the standard Quebec provincial rate schedule only. This makes calculating your droits de mutation in Laval straightforward.

Laval Droits de Mutation Rate Table (2026)

Exemptions from Droits de Mutation in Laval

Certain property transfers are exempt from the droits de mutation. These include:

• Transfers between spouses (married, civil union, or common-law after 12 months of cohabitation)
• Transfers between parents and children where the consideration is less than a set threshold
• Transfers where the consideration is the cancellation of a prior debt to the transferee
• First Nations transfers in certain circumstances
• Transfers to a legal person controlled by the transferor (in limited corporate contexts)

If you believe an exemption applies to your situation, consult your notaire (notary). In Quebec, all real estate transfers must be completed through a notaire (unlike common law provinces where a lawyer can handle closings). Your notaire will advise you on whether any exemption applies and will handle the registration with the municipality.

Example Calculations for Laval Properties

Example 1: Condo at $380,000

• 0.5% × $58,900 = $294.50
• 1.0% × $235,700 (i.e., $294,600 − $58,900) = $2,357.00
• 1.5% × $85,400 (i.e., $380,000 − $294,600) = $1,281.00
• Total: $3,932.50

Example 2: Single-family home at $650,000

• 0.5% × $58,900 = $294.50
• 1.0% × $235,700 = $2,357.00
• 1.5% × $257,700 (i.e., $552,300 − $294,600) = $3,865.50
• 2.0% × $97,700 (i.e., $650,000 − $552,300) = $1,954.00
• Total: $8,471.00

Example 3: Luxury property at $1,200,000

• 0.5% × $58,900 = $294.50
• 1.0% × $235,700 = $2,357.00
• 1.5% × $257,700 = $3,865.50
• 2.0% × $552,400 (i.e., $1,104,700 − $552,300) = $11,048.00
• 2.5% × $95,300 (i.e., $1,200,000 − $1,104,700) = $2,382.50
• Total: $19,947.50

When Is the Welcome Tax Due in Laval?

After your notaire registers the deed of sale, the City of Laval will send you a tax notice (avis de cotisation) by mail to your new address. Payment is due within 30 days of that notice. Most buyers receive the notice within 1–3 months of closing. You can pay by cheque, at a Desjardins branch, through online banking, or in person at a City of Laval service counter.

There is no prepayment mechanism — you cannot pay before receiving the notice. Budget for this expense knowing it will arrive in the months after your closing.

How to Budget for Droits de Mutation in Laval

For a typical Laval home purchase in the $450,000–$700,000 range, budget between $5,000 and $9,500 for droits de mutation. Add this to your closing cost budget alongside:

• Notary fees: $1,200–$2,500 depending on transaction complexity
• Home inspection: $400–$700
• Moving costs: $500–$3,000+
• Property tax adjustment at closing
• Land title insurance (optional but recommended)

Total closing costs in Laval excluding down payment typically run 2–4% of the purchase price for buyers. The droits de mutation is often the single largest closing cost item.

Laval vs. Montreal: Why the Droits de Mutation Difference Matters

One financial advantage of buying in Laval versus the City of Montreal is the absence of Montreal's additional municipal surtax. For a $600,000 property, the difference is roughly $2,900 in additional taxes for a Montreal purchaser versus a Laval purchaser. For higher-priced properties, the gap widens considerably. This is one reason some buyers choose Laval communities like Sainte-Rose or Duvernay over comparable Montreal neighbourhoods — the purchase cost is lower beyond just the property price itself.