No fee everyday banking
Set up direct deposit and skip the monthly fee. Free to open, and the Easy plan has no monthly fee. Worth doing if you will actually move your pay or your CRA deposits over, not if the card sits unused. Code BREMO2026.
Laval is the second-largest city in Quebec and a popular choice for Montreal-area buyers seeking more space, lower prices, and easier parking. Located on Île Jésus just north of Montreal, Laval offers excellent highway and metro access with a growing suburban and urban core.
Laval's median home price is generally $50,000–$100,000 below comparable Montreal properties. The Orange metro line extension into Laval (Montmorency, De la Concorde, Cartier stations) provides direct access to downtown Montreal. New construction condos are plentiful in Chomedey and Vimont.
Laval charges only provincial droits de mutation — no Montreal-style municipal surtax on the $500K+ tier. This saves buyers on higher-priced properties compared to purchasing on the island of Montreal.
| Purchase Price Range | Rate |
|---|---|
| $0 – $50,000 | 0.5% |
| $50,001 – $250,000 | 1.0% |
| $250,001 – $500,000 | 1.5% |
| $500,001 – $1,000,000 | 2.0% |
| Over $1,000,000 | 2.5% |
Enter the purchase price to calculate Quebec's welcome tax.
For full Quebec land transfer tax rates and tables, see our Quebec Land Transfer Tax Guide.
Like all of Quebec, Laval uses the civil law notarial system. You will need an OACIQ-licensed real estate broker, a home inspector, and a notary. Laval has no special requirements beyond standard Quebec rules. Property transfer takes 30–60 days from accepted offer.
| Factor | Laval | Montreal (Island) |
|---|---|---|
| Avg. condo price | $380K–$520K | $450K–$650K |
| Droits (on $500K) | ~$6,250 | ~$6,250 (no surtax at $500K) |
| Municipal taxes | ~1.0% of assessed value | ~0.8%–1.1% |
| Metro access | 3 Orange Line stations | Full network |
Open a KOHO account before closing and earn a $100 bonus using referral code BREMO2026. Use it for your closing cost payments and earn cash back.
Get $120 with KOHO → | Code: BREMO2026