Estimate your droits de mutation (welcome tax) when buying property in Laval, Quebec. Laval uses the standard Quebec 4-band rate — no Montreal surtax applies.
When you buy property in Laval, you must pay the welcome tax (droits de mutation) within 30 days of the notarial deed. Enter your property purchase price below to estimate the amount.
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Get KOHO Free — Use Code 45ET55JSYA| Property Value Band | Tax Rate | Maximum Tax in Band |
|---|---|---|
| $0 – $52,800 | 0.5% | $264 |
| $52,801 – $264,000 | 1.0% | $2,112 |
| $264,001 – $528,000 | 1.5% | $3,960 |
| Over $528,000 | 2.0% | Unlimited |
Note: Unlike the City of Montreal, Laval does NOT apply an additional surtax on properties over $500,000. This makes Laval's welcome tax lower than Montreal's for high-value properties.
| Property Price | Welcome Tax | Effective Rate |
|---|---|---|
| $350,000 | $3,714 | 1.06% |
| $450,000 | $5,214 | 1.16% |
| $550,000 | $7,614 | 1.38% |
| $700,000 | $10,214 | 1.46% |
| $1,000,000 | $16,214 | 1.62% |
The welcome tax (droits de mutation immobilière) is a municipal transfer tax imposed on property purchases in Quebec. It is calculated on the greater of the purchase price or the assessed municipal value. In Laval, the tax applies using the four provincial bands shown above.
The tax is billed by the City of Laval after the notarial deed is registered and is typically due within 30 days. It must be paid in addition to your down payment, legal fees, and other closing costs.
Quebec does not offer a provincial first-time buyer rebate for the welcome tax, unlike Ontario's Land Transfer Tax rebate program. However, the City of Laval and some Quebec municipalities have offered partial rebates in certain years — check with your notary for the most current information. See our full Quebec First-Time Buyer Welcome Tax Guide.
For properties over $500,000, buying in Laval is significantly less expensive in terms of welcome tax. Montreal adds a 0.5% surtax above $500,000 that Laval does not. On a $700,000 property, this saves you $1,000 in welcome tax. See our full Laval vs. Montreal Welcome Tax Comparison.
The welcome tax is just one of several closing costs when buying property in Laval. Budget for:
Total closing costs in Laval (excluding CMHC) typically run 2–3% of the property price on top of your down payment.