DROITS DE MUTATION CALCULATOR

Montreal Land Transfer Tax (Droits de Mutation) Calculator

Quebec calls it "Droits de Mutation" — a 5-tier progressive land transfer tax. Calculate your exact cost for any Montreal home purchase.

Calculate Droits de Mutation for Montreal

0.5% on first $50K
$0
1.0% on $50K–$250K
$0
1.5% on $250K–$500K
$0
2.0% on $500K–$1M
$0
2.5% above $1M
$0
Total Droits de Mutation
$0
No First-Time Buyer Rebate in Quebec: Unlike Ontario and BC, Quebec offers NO first-time homebuyer rebate on Droits de Mutation. Every buyer pays the full transfer tax. Budget accordingly.

Quebec Droits de Mutation Rates 2025

Purchase PriceRateMax Tax in Bracket
First $50,0000.5%$250
$50,001 – $250,0001.0%$2,000
$250,001 – $500,0001.5%$3,750
$500,001 – $1,000,0002.0%$100
Above $1,000,0002.5%—

The Droits de Mutation is imposed by the municipality, collected at time of property registration. Montreal (Ville de Montréal) applies the standard Quebec provincial rate schedule.

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Frequently Asked Questions

What is the Droits de Mutation in Quebec?+
The Droits de Mutation (Welcome Tax or Land Transfer Tax) is a Quebec municipal tax on real estate purchases. It was introduced province-wide in 1976. Unlike Ontario or BC where it's a provincial tax, Quebec's is technically a municipal tax collected under provincial rules. The municipality (e.g., Ville de Montréal) collects it when you register the new title. The standard rate schedule applies across Quebec.
Why is Quebec's LTT called the "Welcome Tax"?+
Quebec's land transfer tax earned the nickname "bienvenue" (welcome tax) because it was introduced by Provincial Minister Jean Bienvenue in 1976. The nickname stuck, though many buyers don't feel particularly welcomed when they receive the bill months after closing.
When is the Droits de Mutation bill sent?+
Unlike Ontario and BC where LTT is paid on closing day, Quebec's Droits de Mutation is billed by the municipality after the fact — typically 3 to 6 months after closing. The municipality sends an invoice directly to the new owner. Your notary (lawyer equivalent in Quebec) will advise you to set aside this amount when negotiating your purchase.
Does Quebec offer a first-time buyer rebate?+
No. Quebec has no first-time homebuyer rebate on the Droits de Mutation. This is a key difference from Ontario (up to $4,000 rebate) and BC (full exemption on homes under $500,000). Every Quebec buyer — including first-timers — pays the full transfer tax. Some municipalities may have small exemptions for specific circumstances; check with your notary.
Does Montreal have a higher LTT than other Quebec cities?+
Montreal follows the standard Quebec Droits de Mutation schedule but may apply the optional additional rate of 3% on the portion of purchase price exceeding $500,000 — a rate that was introduced to give high-value-property municipalities additional revenue. Confirm the exact applicable rates with your notary for the specific Montreal property you are purchasing.