No fee everyday banking
Set up direct deposit and skip the monthly fee. Free to open, and the Easy plan has no monthly fee. Worth doing if you will actually move your pay or your CRA deposits over, not if the card sits unused. Code BREMO2026.
Manitoba has a 5-tier progressive land transfer tax. Calculate your exact Winnipeg LTT with the first-time buyer rebate toggle.
| Purchase Price | Rate |
|---|---|
| First $30,000 | 0% (exempt) |
| $30,001 – $90,000 | 0.5% |
| $90,001 – $150,000 | 1.0% |
| $150,001 – $200,000 | 1.5% |
| Above $200,000 | 2.0% |
First-time buyer rebate: up to $4,500 (full rebate on homes up to approximately $190,000; partial rebate above). Must be a Canadian citizen/PR, first-time buyer in Manitoba, and occupy within 90 days.