Understanding Montreal's annual property tax — how it's calculated, what the 2025 rates are, and how to appeal your assessment.
Montreal's taxe foncière (property tax) is an annual tax based on the assessed value of your property as determined by the Rôle d'évaluation foncière (assessment roll). The city updates the assessment roll every three years.
| Property Type | 2025 Rate (per $100 of assessment) |
|---|---|
| Residential (1–6 units) | ~$0.67–$0.72 |
| Multi-residential (7+ units) | ~$1.50–$1.80 |
| Non-residential (commercial) | ~$3.00–$3.50 |
Rates vary by borough. Consult the City of Montreal website for your specific borough rate.
To estimate your annual property tax, multiply your assessed value by the applicable rate:
The assessment roll determines the taxable value of your property. Key points:
| Neighbourhood | Typical Condo ($400K assessed) | Typical House ($700K assessed) |
|---|---|---|
| Plateau-Mont-Royal | ~$2,800 | ~$4,900 |
| Westmount | ~$3,200 | ~$6,000+ |
| Outremont | ~$3,000 | ~$5,500 |
| Verdun | ~$2,600 | ~$4,500 |
| LaSalle | ~$2,500 | ~$4,200 |
| NDG | ~$2,700 | ~$4,700 |
Payments are typically due in March and July of each year.
If you believe your property is over-assessed, you can contest it:
| Property Tax (Taxe Foncière) | Welcome Tax (Droits de Mutation) | |
|---|---|---|
| Frequency | Annual | One-time at purchase |
| Paid to | Municipality (City of Montreal) | Municipality |
| Based on | Assessed value | Purchase price |
| First-time buyer rebate | None | None (Quebec) |
Unlike some other provinces, Quebec does NOT offer a provincial first-time buyer rebate on the welcome tax (droits de mutation). Every buyer — first-time or not — pays the full welcome tax. Only federal programs (FHSA, HBP) are available.