New Brunswick · Deed Transfer Tax 2025

NB Deed Transfer Tax 2025 — 1% Calculator

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New Brunswick has one of Canada's simplest property transfer taxes: a flat 1% on the full purchase price. No brackets, no exceptions for first-time buyers on resale homes. Here's everything you need to know.

NB Deed Transfer Tax Calculator

New Brunswick Deed Transfer Tax (1%)

NB Deed Transfer Tax — Example Amounts

Purchase PriceNB Deed Transfer Tax (1%)City Example
$200,000$2,000Saint John (older home)
$280,000$2,800Saint John / Riverview
$320,000$3,200NB average price
$380,000$3,800Quispamsis / Fredericton
$420,000$4,200Moncton / Dieppe
$500,000$5,000Premium NB home

Key Facts About NB Deed Transfer Tax

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How NB Deed Transfer Tax Compares to Other Provinces

New Brunswick's 1% flat deed transfer tax is simple and relatively affordable:

NB's flat 1% is easy to budget for, transparent, and competitive with other Atlantic provinces.

Frequently Asked Questions

Is there a first-time buyer exemption from NB deed transfer tax?
No — New Brunswick does not offer a rebate or exemption from deed transfer tax for first-time buyers. The 1% applies to all buyers on all property types. Federal programs (FHSA, RRSP Home Buyers' Plan, HBTC) still provide benefits that effectively offset some of the cost.
When is the NB deed transfer tax paid?
The deed transfer tax is paid at closing, handled by your real estate lawyer or notary. It must be paid from your own funds — it cannot be rolled into your mortgage.
Are there any exemptions to the NB deed transfer tax?
Some transfers are exempt, including transfers between spouses, certain family farm transfers, and some reorganizations. Your lawyer will confirm if any exemption applies to your specific transaction.
Does NB deed transfer tax apply to new construction?
Yes — the 1% deed transfer tax applies to both resale and new construction purchases. On new construction, you may also be subject to HST on the purchase price (with potential GST/HST New Housing Rebate from the federal government).