Passive Income Ideas for Canada (2026)

Build income that works while you sleep. From $100 KOHO referrals to dividend investing — here's how Canadians create passive income.

1. Bank Referral Bonuses (Start With $0)

The fastest passive income: KOHO pays $100 every time someone uses your referral code (BREMO2026). Share it once in your bio, group chats, or social media — earn while you do nothing. All referral bonuses →

2. High-Interest Savings (3-5%)

Canadian digital banks like EQ Bank, Tangerine, and Neo offer 3-5% on savings. Park your bonus money and earn interest passively.

3. Dividend Investing

Canadian dividend stocks (banks, REITs, utilities) pay 3-7% annually. Use a TFSA to keep dividends tax-free. Start with as little as $100.

4. Cashback on Every Purchase

KOHO offers cashback on all purchases. Stack with Rakuten and credit card rewards for triple-dipping on every dollar you spend.

Your Passive Income Starting Plan

Day 1: Sign up for KOHO (code BREMO2026) + Neo (code J4C9H3K5) = $150 free.
Week 1: Share KOHO code with 5 friends = $500 more.
Month 1: Open high-interest savings, start dividend TFSA.
Month 6: Earning $500+/month passively.

Start at Bremo.io →

🎉 Get $100 Free from KOHO

Sign up with our referral code, make a $20 purchase, and get $100 deposited into your account. Then refer your friends — $40 sign-up bonus (spend $20 to unlock), unlimited.

BREMO2026

📚 More Ways to Earn

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