Verified May 2026

Canadian Promo Codes That Actually Work

Every code on this page has been tested and verified by our team. We remove dead codes within 24 hours. Updated daily.

Banking Promo Codes (Highest Value)

Banking codes pay the most. These are not 10% off coupons. These are $25-$100+ for signing up for an account you should have anyway.

BREMO2026

KOHO — 3 months of Essential free (~$48 value). Enter at signup. Verified live May 2026.

Claim
J4C9H3K5

Neo Financial — $25 instant cash. Make one purchase after signup. Verified live May 2026.

Claim

All Active Canadian Promo Codes — May 2026

CodeBrandOfferValueVerified
BREMO2026KOHO3 months Essential free~$48May 5, 2026
J4C9H3K5Neo Financial$25 instant cash$25May 5, 2026
BREMO2026KOHO (Impact)Welcome bonusVariesMay 5, 2026
None neededEQ Bank3%+ savings rate3%+ APYMay 5, 2026
None neededSimplii FinancialUp to $350 welcome$350May 5, 2026
None neededWealthsimple$25 on first deposit$25May 5, 2026

How to Never Miss a Working Promo Code

Most promo code sites in Canada are months out of date. They list codes that expired in 2024 and have not been removed. Bremo tracks every banking and financial promo code in Canada and removes dead codes within 24 hours of them expiring.

Our live offers page is rebuilt automatically every morning. The offers agent runs at 6am ET and verifies every link and code before publishing.

Why Banking Codes Pay More Than Shopping Codes

A promo code for 20% off a shirt saves you $15. A banking promo code like KOHO's BREMO2026 gives you 3 free months of banking worth $48, plus unlocks cashback on every purchase you make after that. The money compounds. A shopping coupon is one-time. A banking switch is permanent.

Most Canadians focus on shopping promo codes and ignore the financial ones. That is a $100+ mistake most people make every year.

Banking Code

BREMO2026 (KOHO)

3 months free. Worth $48. Ongoing 1% cashback on groceries and transit after that.

$48+ value
Use Code
Banking Code

J4C9H3K5 (Neo)

$25 cash deposited after your first purchase. No expiry. No conditions beyond one transaction.

$25 cash
Use Code
Shopping

Track with Rakuten Canada

Rakuten tracks cashback at 750+ Canadian stores. Stack with your cashback credit card for double-dipping.

1-10% back
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How do I find promo codes that actually work in Canada?

Bremo verifies every code before listing it. For shopping codes, try browser extensions like Honey or Rakuten which automatically apply codes at checkout. Avoid sites that list codes without verification dates — most are dead. Always check when a code was last verified before using it.

Do KOHO promo codes expire?

KOHO referral codes technically do not expire while the referring user's account is active. However, the specific offer attached to the code (3 months free, $100 bonus, etc.) can change without notice. Code BREMO2026 has been verified active as of May 5, 2026 with the 3-months-free offer.

Can I use multiple promo codes at once?

For banking promo codes, you can use one code per institution. But you can use KOHO and Neo codes on the same day since they are different companies. Stack banking codes with your grocery store loyalty program and cashback credit card for maximum value.

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See All Live Codes

Codes verified as of 2026-05-05. Bremo earns commissions through some links at no cost to you. Always verify current offer terms before applying.