London Ontario Property Tax Calculator 2026
Based on 2026 London residential mill rate. Includes City of London + provincial education levy.
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Get KOHO Free — Code 45ET55JSYALondon Ontario Property Tax Rate 2026
London Ontario's 2026 residential property tax rate is approximately 1.37% of MPAC assessed value — the highest among major Ontario cities and well above the national average of ~1.1%. London's elevated rate reflects significant investment in transit, social services, and infrastructure for a city of 500,000+ people with a large student population (Western University, Fanshawe College) and a relatively modest commercial tax base.
On a home assessed at $500,000 in London, annual property taxes are approximately $6,850 — or $571 per month. London's average home price (~$550,000) is much lower than the GTA, so even with the higher rate, total ownership costs remain manageable compared to Toronto or Mississauga buyers.
London City Council has faced significant budget pressure in recent years, with annual tax increases of 4–6% becoming the norm. The City's long-term financial plan aims to stabilize rates through more efficient service delivery and economic development that grows the commercial assessment base.
London MPAC Assessment
London properties are assessed by MPAC at Current Value Assessment (CVA) using the January 1, 2016 base date. Like all Ontario municipalities, London has seen significant market value appreciation since 2016, meaning many properties' actual market values substantially exceed their assessed values. This provides a built-in lag that moderates tax bills until the next reassessment cycle.
London vs Southwestern Ontario Cities
| City | 2026 Rate | Tax on $500K | Tax on $400K |
|---|---|---|---|
| London | ~1.37% | $6,850 | $5,480 |
| Kitchener | ~1.12% | $5,600 | $4,480 |
| Hamilton | ~1.26% | $6,300 | $5,040 |
| Windsor | ~1.55% | $7,750 | $6,200 |
| Barrie | ~1.10% | $5,500 | $4,400 |
How to Appeal Your London Ontario Assessment
London homeowners follow Ontario's standard MPAC appeal path: file a Request for Reconsideration (RfR) with MPAC within 120 days of your Assessment Notice, then escalate to the Assessment Review Board (ARB) by March 31 if needed. London's MPAC district office at 400 York Street can assist with comparable sales queries before you file formally.
See our guide on best banks in Ontario and our Canadian property tax comparison.