No fee everyday banking
Set up direct deposit and skip the monthly fee. Free to open, and the Easy plan has no monthly fee. Worth doing if you will actually move your pay or your CRA deposits over, not if the card sits unused. Code BREMO2026.
British Columbia's Persons with Disabilities (PWD) designation provides monthly disability assistance, health supplements, and employment supports. In 2026, a single PWD recipient receives a support allowance plus a shelter allowance, with total monthly support of approximately $1,358.50/month for a single person. Understanding the full scope of BC's PWD program can make a meaningful difference in financial stability for British Columbians with disabilities.
| Family Unit | Support Allowance | Max Shelter | Total |
|---|---|---|---|
| Single person (PWD) | $983.50 | $375 | $1,358.50 |
| Couple (both PWD) | $1,518.00 | $570 | $2,088 |
| Person with PWD + spouse (no PWD) | $1,518.00 | $570 | $2,088 |
| Single parent (PWD) + 1 child | $1,174.50 | $470 | $1,644.50 |
To qualify for the PWD designation you must:
| Asset | Exempt Amount |
|---|---|
| Cash/savings (single) | $100,000 |
| Cash/savings (couple) | $200,000 |
| RDSP | Fully exempt |
| Principal residence | Fully exempt |
| One motor vehicle | Fully exempt |
| Personal property | $100 (single) |
BC has significantly higher asset limits than many other provinces, and the $100,000 cash exemption was a major improvement for recipients. RDSP balances remain fully exempt.
BC PWD recipients have a generous $1,000/month employment earnings exemption — the first $1,000 earned does not reduce benefits. Earnings above $1,000 reduce the benefit dollar-for-dollar. This encourages part-time employment and gradual workforce re-entry without penalizing work attempts.
| Province | Program | Single Monthly Benefit | Earnings Exemption |
|---|---|---|---|
| BC | PWD | ~$1,358.50 | $1,000/month |
| Ontario | ODSP | ~$1,228 | $200 + 50% |
| Alberta | AISH | $1,685 | $1,072/month |
KOHO's simple, no-fee banking is accessible for Canadians living with disabilities. No branch visits required — manage everything from your phone with no monthly fees.
Get KOHO Free — Code BREMO2026Informational only. BC PWD rates updated by the provincial government. Verify at gov.bc.ca. Last updated March 2026.