Quebec Income Tax Brackets 2025
- $0 – $51,780: 14% Quebec rate
- $51,781 – $103,545: 19% Quebec rate
- $103,546 – $126,000: 24% Quebec rate
- Over $126,000: 25.75% Quebec rate
Quebec basic personal amount: $17,183 for 2025.
Federal Income Tax Brackets 2025
- $0 – $57,375: 15%
- $57,376 – $114,750: 20.5%
- $114,751 – $158,519: 26%
- $158,520 – $220,000: 29%
- Over $220,000: 33%
Quebec residents receive a 16.5% federal tax abatement — reducing your federal tax by 16.5% to reflect that Revenu Québec provides additional services. This calculator applies the abatement automatically.
Frequently Asked Questions
Why does Quebec have the highest provincial tax rates?
Quebec provides many services that the federal government provides elsewhere (e.g., its own pension plan QPP, its own parental insurance QPIP). Quebec receives a 16.5% federal tax abatement (discount on federal tax) to compensate, so the effective combined rate is similar to other provinces for most incomes.
Do Quebec residents pay both federal and Quebec tax returns?
Yes. Unlike other provinces, Quebec residents must file two separate tax returns: one with the Canada Revenue Agency (CRA) for federal taxes, and one with Revenu Québec for provincial taxes. Both are due by April 30 each year (June 15 for the self-employed).
What is the QPP and how is it different from CPP?
The Quebec Pension Plan (QPP) is Quebec's equivalent to the Canada Pension Plan (CPP). QPP contribution rates for 2025: 5.4% on earnings between $3,500 and $68,500, plus additional QPP2 contributions. If you transfer from Quebec to another province, your QPP credits transfer to CPP at retirement.
What is QPIP and do I have to pay it?
QPIP (Quebec Parental Insurance Plan) is Quebec's parental leave insurance. Employees pay 0.494% of insurable earnings up to $98,000. Employers also contribute. QPIP provides more generous parental leave benefits than federal EI. Quebec residents do NOT pay federal EI for parental benefits — QPIP covers this.
How much can I save on taxes in Quebec vs other provinces?
Quebec has the highest combined provincial tax rate in Canada (up to 25.75% provincial). However, Quebec's tax abatement reduces your federal tax by 16.5%, and you get more government services included (daycare subsidies, QPP, QPIP). The net tax burden is high but comes with more included benefits.