01 · access
Pay only for access you use
Branch, cash, cheque, draft and wire access can matter. If they do not, compare the total cost of a digital account type.
Account-fit packet
Resolve the first mismatch.
Do not enter a name, address, SIN, account number, income, balance, immigration document or credit information. Every answer stays in this browser.
Browser-private · aggregate stages only
This planner does not merge unrelated RBC products into one verdict.
Educational preparation only. This page does not verify eligibility, identity, an offer, account opening, fee waiver, deposit coverage, credit approval, provider action or paid outcome.
One comparison frame
Compare the same month twice.
Use the same transaction count, access requirements and optional services for RBC and one alternative. A maximum promotional amount is not the value of an account.
02 · ordinary month
Model after the promotion
Compare current fees, included use, rebates, limits and support after every temporary benefit ends.
03 · boundaries
Verify product and protection
Confirm the exact provider, product, agreement and applicable CDIC category. Membership alone does not make every balance fully protected.
Corrected August 13, 2026: the prior page's scores, rankings, stale fees and rates, bonus arithmetic, account and card claims, unsupported superlatives, categorical safety language, unrelated KOHO promotions, contradictory bonus amounts and pre-consent Google analytics were removed. RBC did not authenticate the prior review.
Current sources
Provider terms control.
Reviewed August 13, 2026. Product pages, eligibility, prices, promotions and protection rules can change; verify again at decision time.
RBC: current chequing accountsProvider-published account features, disclosures and current routes.RBC: newcomers to CanadaCurrent provider eligibility, document and application information.FCAC: opening a bank accountFederal consumer guidance on identity, rights, disclosure and account comparison.CDIC: member institutionsCurrent official membership list; use CDIC's coverage rules for the exact deposit.Bremo: compare digital account typesUse only when branch and cash-deposit access are not required.Bremo: banking coverage mapStart from the financial job rather than a universal best-bank ranking.