Calculate all home buying costs in Regina, Saskatchewan. No provincial LTT means Regina has some of Canada's lowest closing costs for homebuyers.
Regina Closing Cost Advantage: No provincial LTT. A $400,000 Regina home purchase involves only ~$425 in ISC fees — saving you $5,000–$8,000 compared to a similar purchase in Winnipeg. Total closing costs in Regina typically run $2,200–$3,500.
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Get KOHO Free — Use Code 45ET55JSYA| Purchase Price | ISC Fee | Other Closing Costs | Total (20% down) |
|---|---|---|---|
| $280,000 | $325 | ~$2,200 | ~$2,525 |
| $350,000 | $375 | ~$2,200 | ~$2,575 |
| $400,000 | $425 | ~$2,250 | ~$2,675 |
| $500,000 | $525 | ~$2,350 | ~$2,875 |
Regina's benchmark detached home price in 2025 is approximately $370,000–$420,000. The condo market averages $185,000–$260,000. Regina is consistently ranked among Canada's most affordable cities for homeownership when adjusting for income, making the low-cost closing environment even more attractive.
Property taxes in Regina run approximately 1.3–1.6% of assessed value annually. For a $400,000 home, expect $5,200–$6,400/year in property taxes — prorated at closing based on the possession date.
Budget $2,200–$3,500 for closing costs in Regina on a typical home purchase (excluding down payment). Without a provincial LTT, total costs are very low compared to most Canadian cities.
Regina offers strong affordability relative to income, low closing costs thanks to no LTT, and a stable local economy driven by government, agriculture, and energy. Many analysts consider Saskatchewan cities among the best-value real estate markets in Canada in 2025.
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