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Set up direct deposit and skip the monthly fee. Free to open, and the Easy plan has no monthly fee. Worth doing if you will actually move your pay or your CRA deposits over, not if the card sits unused. Code BREMO2026.
Complete guide to buying and selling real estate in Saint John — prices, neighbourhoods, buying costs, and financing options.
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Open KOHO Free — Code BREMO2026Saint John is among the most affordable cities for homebuyers in all of Atlantic Canada. The average home price in 2025 is approximately $275,000 — making it accessible even for buyers with modest savings. While some uptown heritage homes have seen strong appreciation, working-class neighbourhoods on the East and West sides offer some of the lowest detached home prices of any Canadian city over 50,000 people.
| Property Type / Area | Price Range (2025) |
|---|---|
| Average detached (city-wide) | ~$275,000 |
| Uptown / Heritage district | $280,000 – $420,000 |
| East Side | $180,000 – $260,000 |
| West Side | $160,000 – $240,000 |
| Rothesay / Quispamsis (suburban) | $350,000 – $550,000 |
| Condos / Apartments (Uptown) | $180,000 – $280,000 |
Uptown Saint John: Historic Victorian architecture, harbour views, walkable amenities. Gentrifying rapidly. Strong rental demand from young professionals.
Rothesay and Quispamsis: Suburban communities east of Saint John. Higher prices but larger lots, better schools, and a distinct small-town feel. Popular with families.
East Side: Established working-class neighbourhood. Most affordable detached homes in the region. Good for investors and first-time buyers on tight budgets.
West Side: Mixed residential, some industrial proximity. Lowest prices in the region. Improving infrastructure investment.
| Cost Item | Estimated Amount ($275K purchase) |
|---|---|
| Land Transfer Tax | ~$2,875 |
| Legal / Notary Fees | $1,500 – $2,000 |
| Home Inspection | $400 – $600 |
| CMHC Insurance (5% down) | ~$10,412 |
| Moving Costs | $800 – $2,500 |
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