Top bank accounts for residents of Longueuil, Brossard, Saint-Lambert, and all South Shore Montreal communities.
Montreal's South Shore — anchored by Longueuil and Brossard — is one of Quebec's fastest-growing residential areas. Driven by more affordable housing than the island, the South Shore is home to families, first-time buyers, and Montreal commuters. Here are the best banks for South Shore residents in 2025.
KOHO: zero fees, fully bilingual French/English, up to 3% cash back. The top-rated no-fee option for the South Shore residents in 2025.
Top savings rates with no fees — ideal for building a down payment or emergency fund in the South Shore.
Desjardins serves the South Shore with local branches, mortgages, RRSPs, and a community-owned structure. The French-first full-service choice.
TD provides the South Shore residents with extended-hours branch access, strong mortgage products, and bilingual service.
Free first year with credit-building support for newcomers settling in the South Shore. Multilingual staff at most locations.
Free chequing for students under 25 with a good mobile app — ideal for young the South Shore residents starting their banking journey.
KOHO: no monthly fees, bilingual, cash back on spending. Use code 45ET55JSYA for a bonus.
Get KOHO Free — Use Code 45ET55JSYA| Bank | Monthly Fee | South Shore Branches | French Service | Best For |
|---|---|---|---|---|
| KOHO | $0 | Digital | Yes | No-fee daily banking |
| EQ Bank | $0 | Digital | Limited | Savings |
| Desjardins | $6.95+ | Many | Excellent | Full local service |
| TD | $10.95+ | Several | Yes | Extended hours |
| RBC | $4+ | Several | Yes | New Canadians |
| BMO | $0 (student) | A few | Yes | Students |
No Montreal surtax: South Shore municipalities (Longueuil, Brossard, Saint-Lambert, etc.) do not charge the Montreal welcome tax surtax. For properties over $500,000, this is a meaningful saving. See our Longueuil Welcome Tax Calculator and Brossard Welcome Tax Guide.
Desjardins network: Desjardins has the most comprehensive branch and ATM network across the South Shore, particularly through the Longueuil agglomeration area.
Commuter banking: Many South Shore residents work on Montreal island. Digital banks like KOHO work seamlessly regardless of where you are. TD and RBC both have strong cross-island branch networks.
Growing communities: Brossard in particular is one of Quebec's most dynamic growth areas, with the Quartier DIX30 commercial hub and strong demand from diverse communities including large Asian-Canadian populations. RBC and TD have multilingual staff at Brossard branches.