Student Finance Guide: Université de Montréal 2026

Tuition at UdeM and its Affiliated Schools

Université de Montréal (UdeM) is the parent institution of a campus that includes HEC Montréal (business) and Polytechnique Montréal (engineering) — two world-class schools that charge their own tuition but are on the same campus. All three follow Quebec's regulated tuition framework.

For QC residents: UdeM undergraduate programs cost approximately $3,200–$4,500/year. HEC Montréal's BBA program costs approximately $4,200–$4,800/year for QC residents. Polytechnique Montréal charges approximately $4,500–$5,500/year for QC residents. Out-of-province students pay roughly double.

Because UdeM is primarily French-language, many programs require proficiency in French. The exception is some graduate programs and the Polytechnique, which has English-track courses. Language requirement affects which student population can access this extraordinary value.

Cost of Living Near UdeM

UdeM sits on the north side of Mont Royal near the Côte-des-Neiges neighborhood — one of Montreal's most multicultural and student-populated areas:

• UdeM residence: $9,000–$12,500/year
• Shared apartment in Côte-des-Neiges: $600–$850/person/month
• Plateau / Mile End (more vibrant): $700–$950/person/month
• Groceries: $350–$500/month
• STM pass (student): ~$62/month
• Personal + entertainment: $250–$450/month

Total annual living costs: approximately $14,000–$20,000/year — the lowest of any major Canadian university city.

AFE (Aide Financière aux Études) for QC Students

Quebec's AFE program is administered provincially and provides both grants (bourses) and loans (prêts) based on assessed need. AFE calculates eligibility differently from Ontario's OSAP: it considers parental contribution on a sliding scale, your own expected contribution (based on summer work assumption), and direct program costs.

A single QC student from a family earning $50,000 attending UdeM full-time might receive approximately $4,500–$7,000 in grants plus $4,000–$6,000 in loans per year. With QC tuition as low as $3,500, many lower-income QC students graduate with very low debt.

Part-Time Work Near UdeM

Côte-des-Neiges has abundant retail, food service, and healthcare-adjacent jobs. UdeM's research hospitals (CHUM, Montreal Children's, Jewish General) employ many undergraduate students in research and administrative roles. HEC Montréal students access Montreal's strong finance and consulting internship market from second year onward.

4-Year Cost — QC Resident at UdeM