No fee everyday banking
Set up direct deposit and skip the monthly fee. Free to open, and the Easy plan has no monthly fee. Worth doing if you will actually move your pay or your CRA deposits over, not if the card sits unused. Code BREMO2026.
Alberta is Canada's lowest-tax province for most income levels. With no provincial sales tax and a flat 10% rate on the first $148,269 of income, Albertans keep more of every dollar they earn. Calculate your exact take-home pay below.
Annual Take-Home Pay:
| Income Range | Rate |
|---|---|
| $0 – $148,269 | 10% |
| $148,270 – $177,922 | 12% |
| $177,923 – $237,230 | 13% |
| $237,231 – $355,845 | 14% |
| Over $355,845 | 15% |
Alberta's basic personal amount is $21,003 — the highest in Canada — saving most earners over $2,100 in provincial tax.
On a $100,000 salary, an Albertan pays approximately $7,900 less in provincial income tax than an Ontarian. Over a career, this difference compounds significantly. Alberta's advantage grows at higher incomes thanks to the wide first bracket and high basic personal amount.
| Gross Salary | Federal Tax | Alberta Tax | CPP+EI | Take-Home |
|---|---|---|---|---|
| $50,000 | ~$5,053 | ~$2,900 | ~$3,578 | ~$38,469 |
| $75,000 | ~$11,178 | ~$5,400 | ~$4,917 | ~$53,505 |
| $100,000 | ~$17,678 | ~$7,900 | ~$4,917 | ~$69,505 |
| $150,000 | ~$31,178 | ~$13,373 | ~$5,098 | ~$100,351 |
After taxes and deductions, every dollar counts. KOHO's no-fee account means you stop paying $15-$30/month in bank fees. Plus cash back on groceries and gas. Use code BREMO2026 for a bonus.
Get KOHO Free — Use Code BREMO2026Beyond income tax savings, Alberta residents pay no PST. Ontario residents pay 8% PST (as part of HST) on most purchases. On $40,000 in annual spending, that's roughly $3,200 more per year in Ontario than in Alberta.