Calculate your droits de mutation (welcome tax) when buying a home in Terrebonne. Terrebonne uses the standard Quebec formula — no Montreal city surtax applies here.
Terrebonne is a city in the Lanaudière region, north of Montreal. Like all Quebec municipalities outside of the City of Montreal, Terrebonne applies the standard provincial welcome tax formula. There is no Montreal surtax here — meaning your welcome tax bill will be lower than if you had purchased within Montreal's city limits.
The welcome tax (formally called droits de mutation immobilière) is a one-time fee paid to the municipality when you take ownership of a property. It is due within 30 days of receiving your invoice, which typically arrives 2–4 months after closing.
| Portion of Purchase Price | Rate |
|---|---|
| First $52,800 | 0.5% |
| $52,801 – $264,000 | 1.0% |
| $264,001 – $528,000 | 1.5% |
| Over $528,000 | 2.0% |
Note: The Montreal surtax (an extra 0.5% bracket on amounts over $500K) does NOT apply in Terrebonne. The City of Montreal surtax only applies within the City of Montreal's administrative boundaries.
| Purchase Price | Welcome Tax (Terrebonne) | Welcome Tax (Montreal) | Savings vs MTL |
|---|---|---|---|
| $350,000 | $3,764 | $3,764 | $0 |
| $475,000 | $5,639 | $5,639 | $0 |
| $600,000 | $8,064 | $8,564 | $500 |
| $750,000 | $10,564 | $11,814 | $1,250 |
| $900,000 | $13,064 | $15,064 | $2,000 |
For properties under $528,000, the welcome tax is identical in Terrebonne and Montreal. The difference appears for higher-priced properties where Montreal's surtax kicks in.
Quebec first-time homebuyers may be eligible for a welcome tax rebate from the municipality. In many Quebec municipalities, first-time buyers can receive a full or partial rebate equivalent to the welcome tax owed, up to a maximum amount. Contact Terrebonne's municipal office (Ville de Terrebonne) to confirm current rebate amounts and eligibility criteria. You typically must apply within 30 days of receiving your welcome tax bill.
Terrebonne is one of the fastest-growing cities in the Greater Montreal area. Located along the Rivière des Mille-Îles, the city offers a mix of urban services and suburban space. Average home prices in Terrebonne are substantially lower than on the Island of Montreal — meaning not only do you save on the welcome tax formula, but the actual purchase price itself is lower.
The A25 autoroute connects Terrebonne to Montreal in 30–40 minutes, making it a popular choice for families priced out of the island. Blainville and Mascouche are nearby alternatives worth comparing.
The welcome tax is just one of several closing costs when buying in Terrebonne. Budget for:
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Get KOHO Free — Use Code 45ET55JSYANo. The Montreal surtax only applies within the administrative boundaries of the City of Montreal. Terrebonne is a separate city in the Lanaudière region and uses the standard Quebec 4-bracket formula.
You will receive an invoice from the Ville de Terrebonne approximately 2–4 months after the property transfer is registered. Payment is due within 30 days of receiving the invoice.
No. The welcome tax is calculated based on the higher of the purchase price or the municipal assessment value. It is a mandatory municipal transfer tax and cannot be negotiated or waived (except through first-time buyer programs).
The municipal assessment is the value assigned to your property by the city for tax purposes. If you buy a property for less than its assessed value, the welcome tax is calculated on the assessed value instead.
Yes — the welcome tax (taxe de bienvenue / droits de mutation) is Quebec's equivalent to what other provinces call the land transfer tax. It is paid to the municipality, not the provincial government.
Lower home prices, no Montreal surtax, and no-fee banking options — Terrebonne is a smart choice for Greater Montreal homebuyers.
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