Calculate your Manitoba land transfer tax instantly. Includes the first-time buyer rebate of up to $4,500.
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Get KOHO Free — Use Code 45ET55JSYA| Property Value Band | Tax Rate | Max Tax in Band |
|---|---|---|
| $0 – $30,000 | 0% | $0 |
| $30,001 – $90,000 | 0.5% | $300 |
| $90,001 – $150,000 | 1.0% | $600 |
| $150,001 – $200,000 | 1.5% | $750 |
| Over $200,000 | 2.0% | Unlimited |
Manitoba offers a land transfer tax rebate to first-time homebuyers of up to $4,500. The rebate applies to newly built homes only (not resale). It covers the LTT on the first $225,000 of purchase price. For a $225,000 new home, the LTT would be $2,250 — fully rebated. For homes over $225,000, the rebate caps at $4,500.
The Manitoba LTT rebate for first-time buyers is one of the more targeted rebates in Canada — it applies exclusively to newly constructed homes, not resale properties. This is intended to stimulate new housing construction in Manitoba and make homeownership more accessible to first-time buyers in the Winnipeg market.
| Purchase Price | Gross LTT | FTB Rebate (New) | Net LTT |
|---|---|---|---|
| $300,000 | $3,650 | –$4,500 (cap) | $0 (FTB new) |
| $400,000 | $5,650 | –$4,500 (cap) | $1,150 (FTB new) |
| $500,000 | $7,650 | –$4,500 (cap) | $3,150 (FTB new) |
| $600,000 | $9,650 | N/A (resale) | $9,650 |
| $750,000 | $12,650 | N/A (resale) | $12,650 |
Manitoba land transfer tax is paid at closing — typically on the same day you take possession of the home. Your real estate lawyer or notary will calculate the exact amount and collect it as part of the closing costs. The tax is remitted directly to the Province of Manitoba.
Plan for your LTT when budgeting for a Winnipeg home purchase. On a $450,000 home, the gross LTT is approximately $6,650. Combined with legal fees ($1,500–$2,500), home inspection ($400–$600), and title insurance ($200–$400), total closing costs typically run $9,000–$11,000 on a mid-range Winnipeg home.
No. Winnipeg does not have its own municipal land transfer tax. Only the Manitoba provincial LTT applies to Winnipeg home purchases. This differs from Toronto and Vancouver, where both provincial and municipal LTTs apply.
The gross Manitoba LTT on a $400,000 home is $5,650. If you are a first-time buyer purchasing a new build, the $4,500 rebate reduces your net LTT to $1,150.
Generally, no. Manitoba LTT must be paid in cash at closing. It cannot be rolled into your mortgage. Plan to have these funds available at closing alongside your down payment and other closing costs.
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