Canadian bank bonuses,
checked at the source.
We opened each bank's own offer page and wrote down what it actually pays. Five live offers, $2,600 in cash plus a $50 gift card, with the deposit rule and the deadline for each one.
Checked 25 July 2026. Every figure links to the page we read it on.
Get the checked list
The five live offers, the exact deposit each one needs, the deadline, and a link to the bank page we read it on.
- Every figure linked to the bank's own page
- Deposit rules and deadlines side by side
- An email from us when a tracked offer changes
What we could verify today
These five figures came off the bank's own offer page this morning. Tap a source link and you will land on the same page we read. Offers change without notice, so confirm the terms before you open anything.
Every figure above was read on the provider's own page on 25 July 2026 and the source link takes you there. Offers and terms change without notice and eligibility rules often exclude current and recent clients. This page is information, not financial advice. Bremo may earn a commission when you open an account through some of our links, at no cost to you.
What we could not verify today
Most bonus lists quietly keep stale numbers on the page. Here is what we found when we actually checked, including the ones that pay nothing right now.
No chequing account cash bonus appears on RBC's own personal banking page today. The only RBC cash offer we can see is $50 when you deposit $500 into a first GoSmart account with RBC Direct Investing, which is an investing account, not a chequing account. Check rbcroyalbank.com
BMO's site did not return a page to our checks today, so we have no figure to give you. We would rather say that than repeat a number we cannot see. Check bmo.com
EQ's everyday banking page advertises an interest rate on the Personal Account and a rate boost when you set up direct deposit. We did not find a cash signup bonus, so we are not listing one. Check eqbank.ca
Neo's accounts page advertises no monthly fee on the Neo Chequing account and 1% cashback on gas and groceries when you add a Neo Money card. We did not find a cash signup bonus on that page. Check neofinancial.com
KOHO's pricing page lists an Essential plan at $0 a month. It opens in minutes, which makes it a reasonable place to park a base account while you work through the bank offers above. We are not quoting a signup dollar figure we cannot verify on their page. See the offer
How to actually collect these
The money is not the hard part. Staying inside the rules and the dates is.
Why we ask for your email
Fair question. The honest answer is that these offers expire. Four of the five above have a stated end date, and every one of those dates falls inside the next hundred days. A page you bookmark goes stale without telling you. An email does not.
So you get the playbook as a PDF you can keep, and a note from us when a tracked offer changes, ends, or a new one appears. That is the whole arrangement. One confirmation click to start, one click to leave.
Get the playbook, free
The five verified offers, the deposit rule for each, the deadlines, and the eligibility traps, in one file you can keep.
Get the checked list
Same five offers as above, written out with the deposit rules, the deadlines, and the source link for every figure.
- Checked against each bank's own page on 25 July 2026
- Deadlines: 30 September, 1 October, 29 October and 31 October 2026
- We say plainly where we earn a commission and where we do not