Banking appNo verified public code on this asset
KOHO
Explore the current KOHO Core account route.
Canada · Terms checked 2026-09-01Read the offer evidence →This is a running tracker, not a one-time article. Canadian banks and fintechs pay real money to win your account, and the offers shift through the year. Bookmark this page and check back monthly. You can also browse these offers on our All Bonuses tracker, and every offer changes without notice, so confirm the current terms on the provider's own page before you apply.
The table is sorted by headline value, from largest to smallest. The biggest numbers come from the major banks, but those take the most work: a paid chequing plan and direct deposit held for a couple of months. The no-fee fintech accounts pay less, but the money is fast and there is no monthly fee to erode it.
New this month: a Last verified column. Every row with a date beside it was read that day on the provider's own website, not copied from another blog. Where a row says the offer is not confirmed, we could not load the provider's page and we are telling you rather than leaving a stale number looking fresh. That is the whole point of a tracker.
Subscribe only if you want an email when a tracked bonus changes. The playbook stays free with no email.
| Institution | Bonus | Key requirement | Last verified | Link |
|---|---|---|---|---|
| CIBC | Up to $850 | cibc.com states "Bundle to earn up to $850" on the CIBC Smart Account. The full amount needs bundled products, not the chequing account alone. Under 25s have a separate offer: $175 cash and 12 months of Skip+ | 4 Aug 2026 | View offer |
| Scotiabank | $700, up to $1,000 bundled | scotiabank.com states $700 for new Preferred Package or Ultimate Package clients who complete qualifying transactions, plus $200 with a new Money Master Savings account and $100 with a new eligible credit card | 4 Aug 2026 | View offer |
| TD | Up to $750 in value | Up to $750 in value. $500 by opening a TD Unlimited Chequing Account or TD All-Inclusive Banking Plan by November 2, 2026 and completing two of these by January 4, 2027: a recurring direct deposit, a recurring pre-authorized debit, or an online bill payment of at least $50. Extra $150 if you open an eligible savings account within 30 days, complete one savings activity within 30 days of that savings account, and are approved for an eligible TD credit card within 30 days of the new chequing account. Cash within 12 weeks. Not available if you already had a TD chequing account (other than a U.S. dollar account) as of June 4, 2026. Verify on TD: https://www.td.com/ca/en/personal-banking/new-bank-account-offers-promotions | 3 Oct 2026 | View offer |
| BMO | Up to $500 | Open an eligible chequing account and set up direct deposit. We could not load bmo.com on 4 Aug 2026, so treat this row as unconfirmed and read the terms on BMO's own page | Not confirmed | View offer |
| RBC | New iPad | rbcroyalbank.com still shows the iPad offer against RBC Signature No Limit Banking. Qualifying actions and the deadline are in RBC's offer details, which we could not open on 4 Aug 2026 | 4 Aug 2026, partly | View offer |
| Simplii Financial | $350 cash | $350 cash — open a No Fee Chequing account as the primary holder by January 31, 2027. Within 150 days, set up recurring direct deposits totaling at least $100 a month for 4 straight months. Cash within 3 business days. Offer runs October 1, 2026, 12:01am ET through January 31, 2027, 11:59pm ET. New clients only (no Simplii product as primary holder on or before March 23, 2026). The $50 Skip gift card is not part of this offer. Verify on Simplii: https://www.simplii.com/en/special-offers/no-fee-chequing-account.html | 3 Oct 2026 | View offer |
| goPeer | Eligibility varies | Review borrower or investor fit before continuing. Do not count a headline reward until goPeer confirms your current eligibility and terms. | Journey reviewed 12 Aug 2026 | Check fit |
| Questrade | No Bremo reward verified | Choose an account only if the product and current provider terms fit; Bremo is not presenting a fixed Questrade signup reward here. | Claim removed 12 Aug 2026 | Compare accounts |
| KOHO | Provider terms apply | Compare the account, plan pricing and current referral eligibility before continuing. Bremo does not promise a visitor cash amount or free-plan period. | Journey reviewed 12 Aug 2026 | Continue to KOHO |
| Neo Financial | Provider terms apply | Use the local readiness check before opening the current referral path. Neo controls eligibility, approval and reward terms. | Journey reviewed 14 Aug 2026 | Review Neo account route |
| Wealthsimple | $25 base referral | New eligible client, at least $100 in qualifying external net deposits within 30 days, and an open eligible chequing account. Provider terms control. | 12 Aug 2026 | Open with NIVHD8 |
These checks stay in this browser. Bremo records only that the checklist was completed, never the individual answers.
Complete all three checks to continue.
Continue to Neo's current referral pathA checklist completion or provider handoff is not an application, account opening, approval, paid conversion, revenue or profit.
The big-bank amounts are maximum promotional values and usually require a monthly-fee plan plus direct deposit held for a set period. Always read the current terms on the provider's page. See our All Bonuses page for the full list.
A welcome offer is useful only when the fees, required transactions, funding window and product fit your real needs. Compare those conditions first; then use the provider's current terms as the final authority.
Use Bremo's KOHO fit guide to compare the account and current provider path without treating a click as a signup or reward.
Check whether KOHO fits →This tracker is the quick monthly scan. When you are ready to plan the full run, these guides go deeper.
We review it every month and refresh the last-updated stamp at the top. Since 4 August 2026 each row also carries its own last-verified date, meaning the day we read that offer on the provider's own website. Rows we could not confirm say so instead of showing a date. Offers change without notice, so always confirm the current terms on the provider's own page before you apply.
Start with current eligibility, required transactions, account fees, holding period and the product you will use after the promotion. A larger headline amount can have more conditions or costs; verify the provider's current terms before opening an account.
Every provider defines new-client status, account exclusions, qualifying transactions and time windows differently. Check each offer independently and do not assume an account sequence preserves eligibility.
bremo.io is an independent Canadian personal finance site. We may earn a referral fee when you open an account through our links, which never affects our rankings. Bonus amounts, eligibility, and terms change without notice and vary by province, so always verify the current offer directly with the provider.
Home · All bonuses · Best switch bonus · Bank Churning Playbook
After comparing requirements
This route is useful only after fees, funding, eligibility and account fit are clear. Bremo does not label a click, application or funded account as a paid conversion.
Explore the current KOHO Core account route.
Canada · Terms checked 2026-09-01Read the offer evidence →Commercial disclosure: Bremo may receive compensation when an eligible action is completed through a marked Impact link on the next page. Provider terms and Impact attribution control. A view, code copy, click or application is not a conversion or payout.
Compare all 30 verified routes →