Boucherville is one of the most affluent suburbs in Greater Montréal with about 45,000 residents. Located on the south shore across from Montréal's east end, it's known for its exc...
⚠️ Important: No First-Time Buyer Rebate in Quebec
Unlike Ontario, Quebec has no provincial first-time buyer rebate on Droits de mutation (welcome tax). All buyers — including first-timers — pay the full Droits de mutation. There is no exemption or refund program at the provincial level. Plan your closing costs accordingly and budget for the full welcome tax amount shown in the calculator below.
Boucherville is one of the most affluent suburbs in Greater Montréal with about 45,000 residents. Located on the south shore across from Montréal's east end, it's known for its excellent schools, low crime, and the parc des Îles-de-Boucherville. Major employers include biotech firms and the Boucherville industrial park. Property values are among the highest on the South Shore.
Headquartered in Montréal, National Bank is the top choice for Quebec professionals. Strong French-language service and competitive mortgage products throughout Lajemmerais.
TD has a solid Boucherville area presence. Full-service banking with French advisors, mortgage financing, and TD Wealth Management for Boucherville residents.
Quebec's largest financial cooperative with 5.0M+ members. Desjardins has strong local roots in Lajemmerais with full French-language service and unlimited FADMD deposit insurance.
Droits de Mutation (Welcome Tax) Calculator — Boucherville
⚠️ Quebec does not offer a first-time homebuyer rebate on droits de mutation.
Quebec's Droits de mutation applies to ALL buyers including first-timers. There is no provincial rebate or exemption. Unlike Ontario (up to $4,000 rebate), Quebec charges the full welcome tax regardless of purchase history. Budget this as a closing cost alongside notary fees.
Quebec's Droits de mutation (welcome tax) applies province-wide at standard rates. Estimated welcome tax on a typical Boucherville home ($495,000): $5,925. No first-time buyer rebate exists in Quebec.
Frequently Asked Questions — Boucherville Banking
What are home prices in Boucherville?
Boucherville is among the priciest South Shore communities. Detached homes typically range from $420,000–$750,000. Welcome tax on a $495,000 purchase is approximately $6,675. Quebec provides no first-time buyer rebate — budget fully for Droits de mutation.
What bank is best for Boucherville professionals?
KOHO for daily chequing ($0 fees, 3% interest), EQ Bank for TFSA/RRSP savings (3.75%), and National Bank or Desjardins for mortgage financing. Boucherville professionals tend to maximize tax-advantaged accounts given high income levels.
What is the best no-fee bank in Boucherville, Quebec?
KOHO is the best no-fee bank for Boucherville residents in 2025. It charges $0/month forever, pays 3% interest on your entire balance (far better than any local branch bank), and includes a $100 signup bonus with code 45ET55JSYA. EQ Bank is the best choice for TFSA and RRSP savings at 3.75%. Both are fully digital and work seamlessly for Boucherville residents alongside a local Desjardins or National Bank account for mortgage needs.
Do first-time buyers in Boucherville get a Droits de mutation rebate?
No. Quebec has no provincial first-time buyer rebate on Droits de mutation (welcome tax). All buyers in Boucherville — regardless of whether it's their first home — pay the full welcome tax. This is a significant difference from Ontario, which offers up to $4,000 back for first-time buyers. Budget the full Droits de mutation amount as a closing cost in Boucherville.
Boucherville's Best Daily Bank: $0 Fees + $100 Cash