Lakeview is a neighbourhood in south Oshawa near the Oshawa Harbour and Lake Ontario waterfront. The area includes a mix of established residential homes, industrial heritage, and growing waterfront development. Residents benefit from Oshawa's broader banking infrastructure while being close to the waterfront and GO Train access. Like all of Oshawa, Lakeview is in Durham Region — Ontario provincial LTT only applies when buying a home here.
$0/mo
zero fees + cash back
KOHO is the top pick for Lakeview Oshawa residents. Zero monthly fees and cash back on groceries, gas, and everyday spending. For residents near the Oshawa waterfront who commute to Toronto on the GO Train, KOHO's no-fee structure saves real money every month. Use code 45ET55JSYA for a welcome bonus at sign-up.
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3.00%
everyday savings interest
EQ Bank pays 3% on everyday savings with zero fees — excellent for Lakeview residents saving toward a home in Oshawa's relatively affordable market. Waterfront property values have been rising in south Oshawa as the harbour area develops. EQ Bank's high rate helps buyers reach their down payment goals faster.
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Low
competitive member rates
Durham Educational Credit Union has strong roots in Oshawa serving educators, healthcare workers, and public sector employees. For eligible Lakeview residents, Durham ECU offers competitive mortgage rates and personal loans. The credit union's community focus aligns with Oshawa's community identity as it reinvents itself post-GM era.
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Branch
multiple Oshawa locations
TD has multiple branches in Oshawa including central locations accessible from Lakeview. For mortgage services, registered accounts, and face-to-face advice, TD's Oshawa branches serve south Oshawa residents well. TD's mortgage specialists have experience with Oshawa's mixed housing stock from post-war bungalows to newer builds.
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Avion
rewards on spending
RBC has branches throughout Oshawa serving Lakeview and surrounding south Oshawa communities. Avion Rewards is popular with commuters and those who travel. RBC's mortgage products are competitive, and their Oshawa advisors are familiar with the local real estate market including the developing waterfront area.
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Scene+
groceries and entertainment
Scotiabank serves Oshawa with multiple branches and an extensive ATM network. Scene+ rewards on Sobeys and Cineplex spending are practical for Lakeview residents who shop in Oshawa's commercial areas. Competitive mortgage products for Oshawa's active first-time buyer market make Scotiabank a relevant option for new homeowners.
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What is the Lakeview neighbourhood in Oshawa?
Lakeview is a neighbourhood in the southwestern part of Oshawa, adjacent to the Oshawa Harbour and Lake Ontario waterfront. The area historically served industrial purposes but has been transitioning toward residential and mixed-use development. South Oshawa near the waterfront has seen renewed interest as the harbour area develops into a more vibrant destination. Lakeview is within easy reach of the Oshawa GO station for commuters.
Is Lakeview Oshawa a good area to buy a home?
Lakeview offers some of Oshawa's most affordable housing while being near the waterfront — a combination that attracts first-time buyers and investors. As Oshawa's economy diversifies and the waterfront develops, south Oshawa neighbourhoods like Lakeview may see appreciation. The area is in Durham Region, so only Ontario provincial LTT applies — no Toronto municipal tax. Buyers should research specific properties and consult a local real estate agent for current market conditions.