Oshawa Land Transfer Tax Calculator 2025

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Ontario LTT for Oshawa home purchases — Durham Region means provincial tax only, no Toronto municipal tax

Ontario Land Transfer Tax Calculator — Oshawa

Oshawa is in Durham Region. Only Ontario provincial LTT applies — no Toronto municipal land transfer tax.

Home Purchase Price ($)

First-time homebuyer (rebate up to $4,000)

Ontario Land Transfer Tax (Gross):

Ontario Land Transfer Tax Rates (2025)

Purchase Price Range	Tax Rate	Marginal Tax on This Bracket
First $55,000	0.5%	Up to $275
$55,001 – $250,000	1.0%	Up to $1,950
$250,001 – $400,000	1.5%	Up to $2,250
$400,001 – $2,000,000	2.0%	Up to $32,000
Over $2,000,000	2.5%	—
First-Time Buyer Rebate	—	Up to $4,000 back

Oshawa Home Prices and LTT Examples

Oshawa offers some of the most affordable housing in the GTA. Typical 2025 price ranges and their LTT:

Property Type	Typical Price	LTT (New Buyer)	LTT (First-Time)
Condo apartment	$450,000	$5,475	$1,475
Townhouse	$600,000	$8,475	$4,475
Detached — central	$750,000	$11,475	$7,475
Detached — north Oshawa	$850,000	$13,475	$9,475

Does Oshawa have a municipal land transfer tax?

No. Oshawa is in Durham Region, not the City of Toronto. Only Ontario's provincial Land Transfer Tax applies in Oshawa. This is a significant advantage over buying in Toronto proper (including Scarborough), where buyers pay both provincial and Toronto municipal LTT — effectively doubling the tax.

What is the first-time homebuyer LTT rebate in Ontario?

Ontario first-time homebuyers can receive a rebate of up to $4,000 on provincial Land Transfer Tax. To qualify, you must be a Canadian citizen or permanent resident, be 18 or older, occupy the property as your principal residence within 9 months, and never have owned a home anywhere in the world. If buying with a spouse, your spouse also must never have owned a home.

When is land transfer tax due in Oshawa?

Land Transfer Tax is due on your closing date, when title of the property transfers to you. Your real estate lawyer will arrange payment to the Ontario government as part of the closing process. The tax is calculated on the purchase price shown in the Agreement of Purchase and Sale.

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Disclaimer: This calculator provides estimates based on Ontario LTT rates. Actual amounts may vary. Always confirm with your real estate lawyer. Not legal or financial advice.